Considering a refurbished 24" Imac ... video card question?

I've been a lifelong Microhell Winblows user and am finally ready to move over to an Apple. I don't have a lot of money to drop on a Mac Pro with a separate screen so I've been thinking either a 20" or 24" iMac. Then, of course, bumping it to 4 gigs of RAM. My question is the video card. I occassionally play with Photoshop and Illustrator (for web site design). I watch DVDs and play some games.
My question is whether it is possible (or even necessary) to upgrade the 256 MB video card to a 512 in the iMac 24" (or 20") model? This is the one I am looking at now: http://store.apple.com/1-800-MY-APPLE/WebObjects/AppleStore.woa/wa/RSLID?nplm=FA 878LL/A
Any idea's? Issues? Things I should be concerned with? I will be adding on the 3 year AppleCare plan.
Thanks in advance for any all help you can give.

OK. One more question (if you don't mind). They are not made to be user upgradeable. I'm ok with that. Do you know if the motherboard and/or system will accept a larger video card if I have it done by an Apple technician?
Thanks again.

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