Credit Limit Approval.

HI Experts,
I could not find a solution for this question for long time..
The credit limit in approval templates is for all customers. I.e. In approval templates we have a option called when the following applies. In that we have credit limit deviation. This option is generally for all customers.
But my requirement is we give some credit limit in BP master which may vary from customers to customers. For such customers we cannot use that common approval template since the credit limits varies from customers to customers.
what is the solution for this..
regards.
Vignesh

Sorry I have misunderstood your question.
No. The Credit Limit in approval is a range of value.
If you want to this tailored to each customer, try user term:
SELECT Distinct 'true'
FROM OCRD T0
WHERE T0.CardCode = $[$4.0.0\] AND T0.Balance > T0.CreditLine-$[$29.0.number\]

Similar Messages

Credit Limi Approval

Hi
Is it possibe control the Credit Limit Approval While Creating Credit Memo /Debit Mmemo or Creating Sales Order if Credit Limit Exceed How will be Control on Different Authrisation Level
Example Rs One Lakgs to 2 Lakhs ( Sales Manger)
3 Lakhs to 4 Lakhs ( Regional Manager)
5 Lakhs to 10Lakhs (VC)
Regards,
udhay

Hi,
Go to Administration - System Initialization - General Settings - BP Tab and tick the box for Credit Limt and Sales Order under the header Customer Activity Restrictions.
Then go to Administration - System Initialization - Authorisations - General Authorisations then for each relevant user expand the Sales Order menu then scroll down until you see the Confirm Credit Line Deviation and set this to No Authorisation.
regards,
Siddharth.

Query for Credit Limit Approval Procedure

Hi experts,
Need your help with an approval procedure query. There is already the option to launch when the BP's balance exceeds the credit limit by a set dollar amount. What we would like is for the procedure to launch when the balance exceeds an additional 10% of their credit limit.
Ex: Customer's credit limit = $1,000. We want the approval procedure to kick in when the sales document causes their balance to be >= $1,100. Thanks.

Adding this to the WHERE clause will include the DocTotal
T0.Balance + $[$29.0.Number]
SELECT distinct 'true' FROM OCRD T0 WHERE T0.CardCode = $[OINV.CardCode] AND
(T0.Balance + $[$29.0.Number]) >= T0.[CreditLine] * 1.1

Approval for deviation from credit limit

Hi Guys
Approval for deviation from credit limit does not work in the following scenario.
Credit Limit = R20000
Balance = 0
Sales order added for R18000, no approval needed as less than credit limit.
Then user changes the Sales order amount to more than the credit limit and no approval is activated.
Any ideas? They are on 2007A SP 01 PL 7
Thanks

Hi,
Check below thread:
Credit limit approval
Approval for exceeding credit limit for particular bussiness partners
Hope this will help you.
Thanks,
Neetu

Problem with Credit Limit

Hi all
There seems to be a problem with the credit limit. It was brought to my attention before and I believe someone has a query to rectify the problem. Could someone please send me this query as one of my clients are going to heavliy rely on the credit limit function.
The problem is if I make the credit limit for a customer £500. Then I post a Sales Order for £300 then another sale order for £300 it will allow this even though the total is over the £500 limit.
Thank you in advance.
Gail

Gail,
The following Query looks at the Order Total of the Order you are entering, the total balance of all previous orders and the Account Balance and compares with the Credit limit.
SELECT DISTINCT 'TRUE' FROM [DBO\].[ORDR\] T0 INNER JOIN [DBO\].[OCRD\] T1 ON T0.CARDCODE = T1.CARDCODE WHERE T0.CARDCODE = $\[$4.1] AND T1.CreditLine < (T1.BalanceT1.OrdersBal$\[ORDR.DocTotal])
You will need to save this query and creare an Approval Procedure
The process of creating Approval Procedure is explained in this thread
Credit Limit Approval
Suda

USAA World Mastercard approved $16k, NFCU credit limit increase doubled to $20k!

It's about time ladies and gentlemen!
12.99% for NFCU platinum12.90% for USAA World Mastercard Rewards.
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So anyways after hanging up with USAA after learning about my classic card with them and not being able to increase credit limit nor change APR, I applied for a USAA World Rewards online and instant approval for $16k @12.9%! This is going to be my main earn some points and pay in full card. I just wanted more overhead so that I could spend without worrying about my utilization ratios. And I've been with USAA for 6 years now. About a few hours after I got the itch to bump up my $10k limit on NFCU, because I had brought the high limit to about $10,125 at one point. And after lurking for years on this site and reading up on asking for the max limit without review, I did the $25k credit limit increase online. They countered with $20k! I accepted! I just sent a message to see if they could reduce my interest rate and we shall see within the next few days.
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I want to say my score is in the mid 720s. But my vantage score that shows on the credit cards is 699, probably due to that high 9k balance on the Navy Fed that hasn't reflected on the reports yet. I do shop at Costco a lot but never had their AMEX. But was thinking of applying for the Visa rate advantage with USAA to use at Costco. My mom added me as an authorized user on her AMEX for costco so she could get points. But I called AMEX and canceled my authorized user account with them a few months back. I disputed online that I never signed anything and was added on by my mother. Transunion removed the AMEX and another card I was authorized on (barclays) but experian just reported them as closed. Wondering also if this hurt my average age of accounts. My credit sesame shows about 3 years and 6 months for my average age. So currently have my $16k limit with USAA World Mastercard$20k limit with NFCU PlatinumOnly two credit cards as I canceled my $1k limit classic crap card. Have one car loan open now and one mortgage. Had many car loans, about 2 car refi's, even had 3 car loans open at one time during my high 680ish scores. Lots of utilization I guess, they say they hate it, but they secretely love a good comeback story.

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Total Credit Limit exceeded, but orders are still credit approved

Hello,
I'm encountering the following issue for one customer:
Total credit limit - $100,000
Individual limit - $80,000
The customer has two credit control areas. For credit control area 1 (CCA1):
Credit Limit - $80,000
Credit Exposure - $110,000 (i.e. credit exposure exceeds credit limit for not only CCA1, but for the entire customer credit limit)
For credit control area 2 (CCA2):
Credit Limit - $20,000
Credit Exposure - $10,000 (i.e. credit exposure does not exceeds credit limit for the CCA2, but entire credit limit is still exceeded)
When I enter a sales order in credit control area 2 for this customer, the credit status is approved, even though the total customer credit limit has been exceeded. I am wondering if this is standard SAP behavior. If so, what's the point of a total credit limit if it doesn't reject an order where the total credit exposure exceeds the total credit limit?
Risk category and all other config for the credit control areas match in OVA8. If this is standard behavior, or if there is a configuration element turned off that should be turned on, I would greatly appreciate the help. Thank you in advance.

Hi,
Pls check if the risk category is assigned in FD32 and the relevant combination exist in "Define Automatic Credit Control".
Thanks,
Mauryan
Edited by: Mauryan on Apr 25, 2011 5:22 PM

Approval for exceeding credit limit for particular bussiness partners

Hi Experts,
I am trying one approval for the Business partners for credit limit exceed.I have tried through standard Approval process by using the terms deviation from credit value as described but what should be done if i need to set it for particular business partners.
Also, in this standard query which i have tried i have defined the terms as :-
Deviation from credit limit greater than or equal to 50,000 . I have set this terms for A/R Invoice. Now when i have made the invoice for rs.5000 then also it is asking for Approval.Since the Value is defined so system should not ask for approval.
Regards-
Mona.

Hi Mona,
You may try this. It may help you..
select true from ocrd where
((balance < 0) or (balance + $[$29.0.NUMBER]) < 0) and cardcode = $[ordr.cardcode]
use squere brackets near $ sign open and close both brackets insted of round brackets.
Regards,
Chintesh Soni
Edited by: Chintesh Soni on Sep 7, 2009 2:53 PM
Edited by: Chintesh Soni on Sep 7, 2009 2:54 PM
Edited by: Chintesh Soni on Sep 7, 2009 2:55 PM
Edited by: Chintesh Soni on Sep 7, 2009 2:57 PM

Approval Procedure not triggered when Credit Limit Exceeded

Hi,
I've defined an approval procedure which I would like to launch when a clients Credit Limit has been exceeded. I've checked the required fields on Administration > General Settings > BP tab (credit Limit, Commitment Limit, AR Invoice, Delivery, SO). I've also checked the Activate Approval Procedures on the same tab.
I know the approval procedure has been set up the correct way, since it is launched when I change the Terms to for instance 'Total document'.
There is a system-message when I am creating a Delivery Note for a customer indicating that the credit limit for this customer has been exceeded. But still, the system allows the user to add the document without triggering the approval procedure....
What am I doing wrong?
Btw: The credit limit exceeded is in negative numbers, but I've tried both the condition 'Deviation from Credit Limit greater than 1' and Deviation from Credit Limit Less than 1...

Could you clarify what you mean by "The credit limit exceeded is in negative numbers"
Negative number: the system message I get when I create a delivery note for a customer, exceeding the credit limit is the following:
Customer has exceeded credit limit - 95.479 EUR
Customer has exceeded commitment limit - 95.479 EUR
Continue (Y/N)
Make sure the Credit Limits are set in the BP Master. --> OK, credit limit is set to 100 EUR, Commitment limit to 100 EUR
Also use Great than in Ratio and try to use a small number like 10 in the value --> I am using 1 EUR
Also, check in System Initialization > General Settings..BP Tab Activate approval procedure is checked. --> it is checked.
Using the range option does not solve the problem, in fact even if I use 'Deviation from Credit Limit does not equal 1 EUR' the approval is not triggered. When I use the same Approval template, but I alter the terms to Total document greater than 1 or Discount% greater than 1 the approval is triggered.
Edited by: Rui Pereira on Apr 29, 2009 1:19 PM

Capital One Venture - Credit limit $20K Approval, Days after AMEX X 2 Approvals

On a roll..... Just got approved for Capital One Venutre - $20,000 CL - Should I garden now? Congratulations, You're Approved!CREDIT LIMIT$20,000 PURCHASE RATE22.9%Variable APR

happygivertoyou wrote:
Thanks for everyones help and advise. If I can help in any way, let me know. I always read these forums and applied your notes. On that note, do you think I should close out my Credit One account 1.7K, as well as my Citi and Capital One Bank account's with lower balances? This should bring my average credit card limits above $10K on average. I do not use those cards at all, and have no benefits. close creditone and make them send you a letter stating your account is PIF and has a 0 balance - best way to ensure no surprises. I actually called them back before 30 days to make sure no pop up balance came up so they wouldn't report a late charge.

Static Credit Limit Check for Sales Orders - Net Value vs Credit Value

We are testing order credit check and we have run into a problem with the Static Credit Limit Check. The Static Credit Limit Check is set to use both Order and Delivery Values. SAP uses the values in S066 and S067 to determine what values it uses to check against the credit limit. Standard SAP uses the confirmed quantity times the credit price to get the order values - this is the credit value.
So the problem is, once an order is released it is set up so it does not go back on credit hold, so anything which is not confirmed (but could be) it a potential credit value which is unaccounted for in the credit exposure and the customer can go over the credit limit.
Additionally, we run AFS and have items which are rejected with a J0 rejection code (unconfirmed) which have the potential of being confirmed and shipped and we want to include these items in the value of the order which is being checked against the credit limit (along with the deliveries, invoices and receivables).
Here is a quick example.
Customer has a credit limit of $100 (no deliveries, invoices or receivables - to keep it simple)
Order 1 is placed with a credit value of $50.00 but a potential value of $100 (the other half is J0) - this passes the credit check since $50.00 is less than the limit.
Order 2 is placed for $50.00 and has a credit value of $50. This also gets approved.
At this point, the credit limit used is 100% (based on standard SAP)
Then Order1 backorder is confirmed and the new credit value is now $100. This order now puts the customer over their limit and if the order had been released would not go back on credit hold and therefore the customer is not over their credit limit by 50%.
What I want is for Order1 to be credit checked for the $100 not the $50 so the exposure is correct.
Does anyone have any suggestions as to how we could use the Net Value of the order to perform the static credit check? And any thoughts on how to determine the correct credit exposure (open order value plus items which are J0, plus deliveries, plus invoices, plus receivables)?
I am thinking about a Z table to track the adjusted values on the orders and then use one of the customer checks to do a static credit check with the adjusted value. And for the exposure, use the adjusted value to recalculate the values in F.35 to show a more accurate view of the credit exposure.
Does anyone have an easier way to do this? Any advice is appreciated.
Thanks,
Suzanne

Hi Suzzane,
In the scenario that you have provided, in the first order items worth 50$ are rejected. Hence standard SAP will not take this into account as this item is rejected.Two solutions can be provided here:
1) The line item can have a delivery block instead of a reason for rejection.This way the 50$ will get accounted.However, if this is against customer norms as this will appear in the order acknowledgment, this cannot be used.
2) User exit can be used where a credit check can be triggered once the document value changes, even though the document has a released status.
Hope this helps.
Thanks,
Vinu

Credit Management Query - Transfer of credit limit to other customer.

Hi Team
Can Credit limit can be transfered from one customer to other customer with in same control area ? If so what are the necessary step that has to be taken care (i.e, is Business Approvals mandatory or manually SD Cons can do it ?)
Ex : There are 10 customers in control area 5000.
Customer1 has credit limit has been set to 250 US $ & he has already used 249.99$ , now his credit limit has to be transfered from customer 1 to customer 2 . Is it possible to do this thru T.code VDH1N ?
Please provide your suggestions .
Thanks.
Edited by: Medhaphani on Oct 11, 2011 9:19 AM

Dear Medhaphani ,
First of all, Business approval is MANDATORY for making such changes.
Secondly, the requirement is not feasible as per my knowledge.
One possbility is , imagine we have to transfer the credit limit of customer A to customer B.
There should not be any exposure for both A and B.
Because financial documents have already been created for A and B and hence even if we manage to manipulate the transfer of exposure (using table edit), it will create a mismatch in the accounting during audits.
Hence please wait for more exper opinion on your requirement and ask business to hold this requirement for a while.
Thanks & Regards,
Hegal K Charles

Query for credit limit of customers of a particular type

Hi,
We are using SAP B1 2007B PL04 and want to activate credit limit so that whenever a delivery or A/R breaches the credit limit then the document must go for approval. However we want this to be activated only when the customers are having group code say 110 and not for others.
So basically could you all help me with a query which would do the following
1. check whether customer for whom delivery or A/R is being generated belongs to group having croup code 110
2. check if the credit limit set in BP master for that customer will be breached if the delivery or A/R is made (ie Current A/R or delivery amount when added to current outstanding will exceed the credit limit)
3. if yes then will activate approval procedure and send the document for approval as per approval template
Thanks
regards
Pradipta

hi Gordon
Thanks for the reply
could you please tell me what does this $[$29.0.number]
signify and
secondly can i add WHERE T1.CreditLine - T1.Balance < $[$29.0.number]
and T1.[GroupCode]=122
as i want this query to only run when the customer belong to a particular group
Also please tell me how do i test this query from query manager
Thanks
Regards
Pradipta

Customer Credit Limit

Dear Experts,
i have received advance of INR 5Lacs from a newly created Customer with defualt credit limit of INR 1. Now during Sales Order for INR 3.50Lacs, the systems displays "Static Credit Check : Credit Limit exceeded by xxxx INR.
why inspite of receiving advance, this still shows for credit limit check. please someone explain & help me out.

Hi,
When creating Sales order system goes to Credit limit tab and checking when credit limit is 1 lac naturally it will through error eventhough you receive 5 lakhs as advance.
My suggestion is to change the credit limit from 1 lac to 5 lac subject to approval of sales staff.
Thanks and Regards
Srinivasa Chary

Customer credit limit updation problem

Hi,
i created some customers, right now they don't have any credit limits, now by using fd32 Tcode i am trying to change the customer credit limit (creating new credit limit), but it is going to short-dump due to some time-out problem, can any one tell me for already existing users how to create credit limt.
Thanks,
Sreeram.

Hi
You need to enable the "audit trail" for this particular field
Go to System Admin: Security:AuditTrail:Install
Enable Audit Installation for AR
Enabling the audit trail wil help you know the changes history.
As far as my knowledge is concerned, there is no approval hierarchy on customer credit limit application, all you can do is to assign the responsibility to the authorized person.
Regards
Nouman Shaikh

Credit Limit Approval.

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