Does anyone know why i am being asked to pay £210 to get my daughters phone repaired or replaced for accidental damaged as the phone is only 5 months old

hi can someone tell me why i am being asked to pay £210 for my daughter to get her phone screen repaired or replace for accidental damage as the phone is only 5 months old

The warranty does not cover accidental damage.  If you have a car that is under warranty and you crash it do you think you can get it repaired under warranty?

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