How can I update my credit card details when I no longer have the credit card I have currently logged with Apple?

The system asks for my card security code but I no longer have it. (It's been months since I made an iTunes purchase and my card has changed)

When are you being asked for the old card's details - and do you get the 'none' option on the payment details screen so that you can remove the old card, and then enter the new card's details from scratch ?
Changing payment details : Change or remove your payment information from your iTunes Store account (Apple ID).

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