HT2589 have a iphone 4s, why is it asking for my visa details when i try to install a 'free ' Ap (torch)? Do i need to turn off any aps that appear in the bottom of my screen when i double click on the home button,if they stay on screen are they using bat

Why is my iphone 4s asking for my credit card details when trying to download a 'free' torch App? newby!

Because many free apps have in-app purchases.  And it's also a way for iTunes to verify you're an adult.
You can log into iTunes on your computer and select your payment options to be 'None'.

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