Logging into websites makes Safari refresh?

When I first received my iPhone I was excited to be able to use the real web browsing to login to pages for my bank statements, bills, etc... It was working great being able to do that coming from using a BlackBerry where that wasn't an option.
The other day I went to check my bank balance and after pressing submit at the login, the page refreshed instead of logging me in. I cleared my cache, reset my settings, soft reset my phone, hard restore, and still didn't work. I called support this morning and they told me to get into an Apple store. I was there today and they swapped out my phone and I was so thankful that I was going to be able to login to my much needed websites again.
After getting my new phone and testing it out, it did the same thing! I'm at a loss of what to do now... Is anyone else having the same problem? Have you found a way to fix this?

I am having the same problem and I am not able to even get into the MSN web app either because it won't let me in on it. Anybody got an answer?

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