Pay by Check option??

My Client wants the option to pay by check.  In the module checkout template there is an option for a Gift Voucher but no pay by check. I'm not sure if using gift voucher field will work.   Is there a way to select and item and fill out a form to pay by check or will that mess up the API with any gateway and BC? 
Do I need to create an alternate path for payment by check, and if so, how would I manage that by adding / subtracting the item from inventory, since everything else is hardcoded into the checkout process?
TIA
Jeff

HI Sidney
I'm trying to do something similiar - I have  a call for payment (which I've set to value = "3" (cash)) and a Bank Deposit option (which I've set value to "4" (EFT))
The problem is that when I select one of these, the invoice processes as though its paid. I need it to show that its not paid and have the client process the system invoice manually after they have checked the payment has been made.
Is this possible? If not, what is purpose does setting the various payment type values to different amounts?
cheers
deb

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