Query to find customers with cents only

Can anyone please help we write a query, where I can identify customers who only have cents in the net amount (eg $100.01 or $315.20)?
Thanks!

or
SQL> select t.amount
  2    from (select 123.40 amount
  3            from dual
  4          union
  5          select 8324   amount
  6            from dual
  7          union
  8          select -1     amount
  9            from dual) t
10   where instr(t.amount,'.') > 0;
    AMOUNT
     123.4
SQL>

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