Smart card development for desktop applications

I'm totally new to smart cards and would like to get learn some about it. I'd like to build programs which have simple interaction with a smart card for storing information there and light processing.
I thought about buying Gemplus 430USB reader.
Could someone suggest a java card for me?
P.S.
How hard (if at all) is it to build the most simple application and install it on a smart card?

I'm totally new to smart cards and would like to get
learn some about it. I'd like to build programs which
have simple interaction with a smart card for storing
information there and light processing.
I thought about buying Gemplus 430USB reader.I don't know this reader, just make sure it's PC/SC compliant. You shouldn't have to spend more then $20 on a reader that you can develope with. The American Express Blue or Visa readers would do fine(I use the Amex Blue) and they are free if you get the credit card(at least in the United States).
Could someone suggest a java card for me?I use IBM's JCOP10. It's IBM's low cost JavaCard.
You can probably purchase one from my company
www.orga.com
>
P.S.
How hard (if at all) is it to build the most simple
application and install it on a smart card?Depends on your programming ability.

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