The Best Lost/Stolen Insurance Plan?

My carrier is ATT and I want to purchase insurance just in case of my new 5s being lost or stolen. I understand ATT uses Asurion to cover lost/stolen phones. However, I have read a number of complaints that they often substitute the phone for whatever is available. Like if I lose my 5s they may send me a 4s, 5c, or god-forbid some junky knockoff thing called Android. I will be keeping the 5s only one year until upgrading to the 2014 iPhone. Has anyone had any experience with Asurion and actually had them provide a different phone within one year of that iPhone's release?
Any help at all or even in general about Asurion or another company I could use would be very helpful! I love to handout answer points!

Really? The title of your post is:
The Best Lost/Stolen Insurance Plan?
So, how is the fact that some credit card companies have amazing (and free) lost/stolen coverage programs, have NOTHING to do with your 'original question'?
Everyone already knows it? Not really. A friend of mine works for a bank, and there are literally thousands upon thousands of customers that have no idea that their credit card company has that option.
Name a better option than 'Free, and guarantees the same device, or an upgrade if that device is no longer available, or the original purchase price if no upgrade exists'?
There isn't one. And if you knew of it, then why would you ask?

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Thank you for your post.
The reason why your contacts didn't display is currently the Tamil language is not supported by the Windows 7.5 OS and we do not have any information if this language will be supported in the future or not. The current list of supported languages are:
Brazilian Portuguese, Chinese (simplified and traditional), Czech, Danish, Dutch, Finnish, Greek, Hungarian, Japanese, Korean, Norwegian (Bokmål), Polish, Portuguese, Russian, and Swedish.
In regards to being a smart phone, these come from a variety of manufactures using a variety operating systems each having there own unique way of functioning and features and as such it is the responsibility of the consumers to make an informed choice on what device would suit them based on specifications of the device which includes hard ware or software. There is no unified smartphone requirements as each use's different operating systems.
So when purchasing a new device it is advisable to do some research on what device would suit your needs and if need be to speak to your local authorised mobile phone retailers for there expert advice. If at the point of purchase you were mis-advised and told that the Windows OS did support the Tamil language then this is something you will need to go back to the point of purchase otherwise it is your responsibility to make sure you choose a device that fully suit your needs.
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If you find this post helpful, a click upon the white star at bottom would always be appreciated.
If it also solves your problem, clicking ACCEPT AS SOLUTION below it will benefit other users!

What's the best and affordable insurance for iphone

I just purchased an iphone 4,8GB. I have 30 days to figure out if I should buy the apple care or the Asurion by verizon. Verizon makes you pay $200 up front for their insurance but I don't know if I still have a deductible. Is there any insurance out there that replaces my phone with a new phone "NOT" a refurbished one?

It sounds like you want AppleCare+ for accident protection. There is no guarantee you will get a brand spanking new iPhone, no matter who you get.
However, Asurion does offer theft protection, something Apple doesn't. That $200 can't be right unless you don't have to make monthly payments like I do. It's good peace of mind, but I'm thinking about dropping them. I don't need theft protection since I am careful with my phone.
If you are super careful with your phone, I don't recommend any type of insurance. Maybe a good case.
I would check out Squaretrade, they are excellent from what I have read

I have the Insurance Plan..but old Phone (Samsung Saga I-770)

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Thx...My friend is giving me his old Palm Pre Plus. When I register that phone on the network, will my insurance plan cover that phone? Say in a few months I lose the phone. Will the insurance replace the Palm Pre Plus?
How does that work?
No, the insurance covers only the original phone. It will not cover the Palm Pre and will replace the original phone. At this point it would be more cost effective to drop the insurance and save the 6 or 7 dollars a month towards a new phone. You may also be eligible for an upgrade if you have had your current phone for 2 years....

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Just understand it gets pretty expensive after you exceed the free space. 2-5 GBs isn't much space.
Basic Backup
For some people Time Machine will be more than adequate. Time Machine is part of OS X. There are two components:
1. A Time Machine preferences panel as part of System Preferences;
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5. Synk Pro
6. Tri-Backup
Visit The XLab FAQs and read the FAQ on backup and restore. Also read How to Back Up and Restore Your Files. For help with using Time Machine visit Pondini's Time Machine FAQ for help with all things Time Machine.
Although you can buy a complete external drive system, you can also put one together if you are so inclined. It's relatively easy and only requires a Phillips head screwdriver (typically.) You can purchase hard drives separately. This gives you an opportunity to shop for the best prices on a hard drive of your choice. Reliable brands include Seagate, Hitachi, Western Digital, Toshiba, and Fujitsu. You can find reviews and benchmarks on many drives at Storage Review.
Enclosures for FireWire and USB are readily available. You can find only FireWire enclosures, only USB enclosures, and enclosures that feature multiple ports. I would stress getting enclosures that use the Oxford chipsets especially for Firewire drives (911, 921, 922, for example.) You can find enclosures at places such as;
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Keep iPhone locked when lost/stolen?

I know I can set an auto lock with 4 digit code. I wonder what good will that do if someone has the phone (lost/stolen). Can't they plug it into iTunes and do a "restore"? Or somehow crack the code and steal all my info.
Is there a way to lock the firmware so it can't be boot/restored without a PW? Just like my MacBook.
I want to know a good way to make it unusable/unsell-able to anyone. Thanks!
Message was edited by: Dj_AmTraX

Someone would need to get lucky with guessing your 4 digit passcode so a good idea to not use something like 0000 or 1111 for your passcode.
Someone can connect a iPhone to iTunes that is not their iPhone and restore the iPhone as a new iPhone, but they won't be able to access any of your data unless they get lucky in guessing your passcode or spend a great deal of time going through every possible combination.
The only thing you can do is use a passcode and if your iPhone is lost or stolen, call AT&T immediately to report it. If you know your iPhone was stolen, you should also report this to the police.

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Hi
See here for remotely wiping and securing devices when stolen, you will need to use icloud with the find my mac/iphone feature
http://support.apple.com/kb/PH2701

HT1349 I lost/had my iPhone stolen. Tried using Find My iPhone and it's offline. It was set up. What do I do now? Do I report it stolen? What is the best way in getting back my iPhone if any? Thank you in advance.

Tried using Find My iPhone and it's offline. It (Find my iPhone) was set up. What do I do now? Do I report it stolen? What is the best way in getting back my iPhone if any? Thank you in advance.

Find My iPhone is good for misplaced iPhone but not good for thief and it was never meant to be.
You chance of getting it back is very small.
There are a few things you can try.
Try remote lock/wipe your iPhone through Find My iPhone.
https://www.icloud.com
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Change all the passwords used in iPhone: Apple ID, E-mail, Bank Account ....
http://support.apple.com/kb/HT2526

What is the best protection plan for the 5s?

I have VZW, we just upgraded our phones and got a 5s and 5c at Best Buy. I was just curious to see what protection plan you guys recommend? I have 3 choices. We purchased the phones on 12/27/13 so I don't know how much more time we have before the deadline for a plan kicks in. I have 5 choices though.
The Best Buy protection plan, Verizon Wireless TEC plan or AppleCare+, SquareTrade & Protect Your Bubble. What do you think is best?
I currently have the TEC plan from VZW. I had a HTC Rezound and the TEC plan was on that line for $8 I believe. Once I upgraded to the iPhone through BB, my plan changed to the TEC plan for the iPhone which is now $9.99 if I remember correctly. Anyways, I can cancel it anytime. My wife's phone doesn't have the TEC, that it why were trying to figure out what PP to get for our phones. I've never lost a phone before. My HTC Rezound did break a few times. A few times it was the hardware just not working and I got a refurb sent for free. But I did break the screen 1 time and was happy that I had insurance, I only had to pay $75 versus $200 something. I only broke it once in the 2 1/2 years I had it, but it did happen. God forbid I break the iPhone screen or something, I don't have $800 for a new one.
We currently have AC+ for our iPad Air but it was a spur of the moment buy since I was in the Apple Store.
Thanks everyone

I know the "basics" of AC, I just didn't know if any of the other insurances come close? I have a few other questions if you don't mind, don't know if you can answer them or not...
- What are Apples claim guidelines, does the phone have to be non repairable to use a claim? What if the screen is just cracked or there is a giant dent on the side, heavy cosmetic damage? Does AC cover water damage? How does that all work?
- I read over at the macrumors forum that Apple can replace your iPhone without using AC? Here is the quote:
"It's worth noting that even without AC, Apple will replace your phone for $250 if you broke it and it is in no more than two pieces." Is there any truth to that statement?
- Say I break my phone, I pay the $79 deductible, I understand that part but do I have to pay for the replacemt and if so how much? I saw that some insurances require you pay, an example, $50 deductible plus $120 for the replacement.
I know the major downside against AC is that it doesn't cover lost or stolen devices and only a total of 2 claims allowed. I've never lost any of my Android phones but I've heard iPhones are pretty high up on the theft list.
If I did happen to break my iPhone 5s or crack the screen, whatever it may be, I just want to get the fastest service possible and cheap too. I don't want to have wait 3 days or more to get a replacement and I also don't want to pay a huge amontunt of money to get a replacemt either. I have AC on my iPad Air, I bought it because I was in the store and I jumped the gun before checking out other options. Anyways, I'm about to pull the trigger and get AC for my 5s and 5c, it's just that SquareTrade has caught my attention too and I'm torn between them. I saw that ST offer 4 claims and honors lost and stole devices. I didn't think this would be suck a tough decision lol.
Again, thanks for your input and help, much appreciated

What is the best way to track a stolen ipod touch 4th generation if the locations services are off

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What is the best way to protect my info in case my iPad is stolen

Ideas for the best way to protect my info I'd my iPad is stolen or lost?

I also had my iPad stolen, and thats when other troubles started! I received an email on my PC stating that my iTunes password had been reset. The thief had done this! So I rang the Apple help line to ask what to do. they said just reset the password, and as the thief couldnt access my emails it would be okay,,the Apple emails also suggested this.   But that was the issue that stupid me hadnt realised!!! As the iPad was receiving my emails the the thief could easily reset the iTunes password , and download muic and videos on my credit card on iTunes!!         As happened to me.
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The Best Lost/Stolen Insurance Plan?

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