What to do if I have no bank account and want to install free apps from appstore.

I have no banking card and even if I have it, Ido not want to provide information about it to apple. But I can't install any free app, because Apple demands to enter my banking card information first.
Is that an American democracy? Democracy without choice? Yes?
Or Apple think that I am a monkey, not a human, so I can`t know what I really need and Apple knows better what I have to do?

Creating an iTunes Store, App Store, iBooks Store, and Mac App Store account without a credit card

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