2 seperate app spree's, 8/9 approved!!@!

Ok, so I came out of the garden prematurely. Was suppose to garden until Nov or Dec 2015 but got anxious because there were still some cards I wanted. App'd for Chase, Amex ED, Discover It and Abercrombie & Fitch (because my son loves that store). Approved on all but Chase citing too many new accounts. Discover (3,000), Amex (1,000) and Abercrombie (700.00). I then waited 2 weeks and decided to try again and was approved for Neiman Marcus (dont know my limit yet), Macy's (1,000) and Walmart (asked for 5,000 but only got 2500), BoA (got denied but then got the 99/500 deal which I accepted to get in the door with them) and approved for TJMaxx store card (my personal favorite store, approved 700.00). Now in garden for new target end date of March-April 2016. Will come out to app for higher limit cards.Current Scores are: Exp 689, Trans 676, Eq 632. BK due to fall off end of 2016, no baddies!

Congratulation on all your approvals!

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First Ever "App Spree" 5/5 Approved!

Closed on my duplex property purchase 6/30. Last week I apped for a Home Depot card at the appliance desk and received $4500. Called for CLI, asked for $10k and received $10k. Yesterday, the payoff of my existing Capital One account reported, so today I proceeded with my first ever post home purchase app spree! $3300 - Citi Dividend Preferred - 21 months 0%$1000 - AmEx Blue Cash ED - 15 months 0%$3000 - Capital One VentureOne - 12 months 0%$5000 - Chase Marriott$12000 - SYNC/Lowes (initial line $2000, called for CLI, asked for $20k, received $12k) These lines will help keep my overall utilization low while I do some remodeling/upgrades to my newly acquired property. I was approved for all 5 of the cards I went after today. I couldn't really be more pleased. I was not pre approved for any of the cards I got today. I was only ever pre-approved for the Home Depot card. Let me know if you have any questions!

Way to go, AWESOME SAUCE!!!

Advice for Upcoming App Spree

Thanks for asking those questions; I knew I was bound to leave some information out. Unfortunately, I don't have verifiable income during the summer, but I did during the school year, and I will during this upcoming school year. The only reason I was denied for the Discover CLI was because my history was so short (didn't even have a FICO score yet). I always PIF. I didn't even think to include that because that just seems like it should go without question with the way I view credit haha. Anyway, yeah I always plan to PIF with any credit cards. As far as getting my other FICOs, is there any free way? Just the whole reason I'm into credit cards is to save money (rewards now and lower interest on loans in the future), so paying for anything credit related kind of contradicts why I do this stuff. I do plan to get a Citi Double Cash in the future, and then I'll have a monthly EQ FICO score as well. I have looked at all of the Capital One cards, but none of them are really rewards leaders. Because I'm mostly just interested in the very best cards for me and Capital One triple pulls, I'm not really interested in them. As far as the plausibility of getting these cards, I think that if I applied for only one of the them (except maybe the Fidelity), I would be approved because I've seen many thin, clean files approved for AmEx cards, seen people with only 6 months of credit history approved for the Freedom despite Chase saying that they like to see a year of history, and the Sallie Mae seems to be geared towards students or recent graduates, so it makes sense that thinner files get approved for the Sallie Mae card. Anyway, I could be totally wrong about any of this, but I think that I stand a decent chance for these cards on their own, but applying in the right order might be key to getting hopefully at least 3.

BalisongAddict wrote:
Thanks for the reply. Yeah, I'm definitely a bit worried about having a successful app spree and then Barclays closing my account because of too many recent accounts. I was under the impression that the charge cards are easier to get approved for than the revolvers, and the PRG is a charge card while the ED is a revolver. Either way, I don't really see the point of applying for cards just because I am more likely to get approved for them. I'm more interested in applying for cards because their rewards fit my spending habits. This same logic goes for why I don't intend to apply for a Capital One card. Also, as far as feasibility of my approval for these cards, here are a few relevant links so that we hopefully don't have to talk that much about that on this thread:Sallie Mae approval with 9 months history and a 642 TU FICOSallie Mae and Chase Freedom approval with 8 months history and a 707 TU FICOFidelity Amex approval with 9 months history, 7 months AAoA, 723 EQ FICO, and 741 TU FICOAmex ED approval with 6 months history and 696 EXAmex BCP approval with 6 months historyAmex PRG approval with 7 months historyAmex BCE approval with 9 months historyAmex BCE and Chase Freedom approval with 8 months historyChase Freedom approval with similar profileChase Freedom approval with short history No offense, but if you search enough for what you want to hear, you will find it... I know you are not opting for the charge cards, but it made me think, how many teens/young adults need a charge card...Which made me think further, it would be great because there is a less chance of accumulating cc debt! Something to think about. How much money do you spend a month that can be put on credit cards? What are your 1, 5, and 10 year credit goals? I did check credit pulls database (which is a gamble anyway) and the amex prg had lots of approvals even for scores lower than yours. Go for it. I really dont care for that salliemae card. #1 because it is with barclays. Plus, their rewards cap seems kind of low. But yeah, it would be a geat card for a student especially for bookstore/amazon and you can have the percent deposited into upromise or pay interest on student loans (as I am sure you already know!).
Anyway, did you check the chase approval site? I would apply for amex first. If you dont get approved, call in for a recon for a different product. I think you will be just fine with whichever card you select. I would apply for chase second. And Salliemae 3rd. Only because the first two have the most room to grow with you and therefor seem to be the priority to me. My reply doesnt have much advice, but hopefully it will bump it to the top so others will chime in!

Summer App Spree AMEX, CITI, NFCU, BOA Building Credit

Have been deployed since August of 2014. Soon returning. Used the time to rebuild and work on my credit. Got a car loan in April 2014 with M&T then refinanced through USAA for 4.00%. Applied for nRewards with NFCU in July 2014 and was approved for 3,000. Applied for LOC and got it to 15,000. Applied for Cap One QS 1 and Platinum 500 each, EO bumped up one to 1500. Now that i'm coming home and have (for the most part) not done much of anything credit related while I was gone (other than NFCU CLIs and Chase Slate for a balance transfer) i've come out the garden swinging. APPROVED 7/16BOA HRC Cash Rewards 3500AMEX BCE 2500AMEX PRG w/ 50,000 sign up bonusNFCU PC from nRewards to Flagship Visa Sig with 18,000 Credit LineDISCOVER IT CLI +500 PENDING 7/16 Citi Premier -- was originally denied, the EO is reviewing my application again and will get back to me by Monday. Provided me with direct line to call to give additional info or ask questionsNFCU Cash Rewards - just waiting on site to update my app I hope to close or consolidate my smaller limit cards and higher interest cards. I didn't intend to go on a spree prior to purchasing another car but eh, you live once. Will certainly garden after my car purchase so I can look forward towards a mortgage. And for those who are wondering, INQ - somewhere between 7-13 on each, AAofA 4 years, one paid collection, no unpaid collections, one 120 day late from 4 years ago, 3 30 day lates from two years ago to the day when I lost my civilian job - all on credit cards. My scores are from myfico. Oh by the way, when I got the slate in February I believe it was, I had more than 5 accounts in two years. Thanks to everyone for their help, i've been on this forum for over a year now I just never post anything.

Great Job. Try PenFed for your car loan. I've always found their rates far better then USAA or NFCU for auto but YMMV. Also, if you dont have an account with them, they do a HP for account openings and your pull is good for 30 days for any of their products. Goodluck on your car purchase and Congrats on the very sucessful app spree.

Finally made the 800 club!! To app spree or not to app spree...

So I've been waiting for my NFCU payoff to post after my credit card debt was consolidated onto a low interest personal loan. I've been saving up the CreditCheckTotal $1 trial until I noticed the balance was paid so I didn't have to wait for myFico to update (yes, I'm that impatient, you have no idea). Well, 3 days after the statement posted, EQ and EX were finally updated, and I went ahead with the CCT trial and got this: This is a first! I was in the 400s in 2011/2012 when I started on the rebuilding section of the board, so this has been a journey for me. Never would I have imagined I'd been in the 800s, especially with my horrible credit past. Now the dillema, I've been waiting for this so I could app for a few cards I've been wanting, mainly the Slate for the 0% BT offer, and the CSP to pair with my Freedom for rewards and the Amex BCE. Also considering one of the Chase hotel cards.. but now that I have an 800+ score, I'm not sure I want to apply anymore and ruin this great score! Don't know what to do.. decisions, decisions! I've been itching to go on an app spree....

Thanks everyone! Redeyz wrote:
Wonderful achievement! This is somewhat of a lifechanging moment since you've crossed a threshold you probably thought impossible. I have a couple questions though.- How much CC debt did you consolidate through the low interest personal loan?- And what score decrease did you see from getting an installment loan versus the point increase from paying off the CC debt? Was it neutral or more positive paying off the CC balances? I'd say...hold off and let that beautiful score of 805 stick around for a month, and in the meantime evaluate which card or cards best fit your longterm objectives and then apply in a month. Congrats again.The CC consolidation was about 20k @ 6.41% through SoFi and hasn't posted to my credit report. So I'm sure I'll take a small hit when that happens. According to the simulators, which have been mostly accurate, I'll drop 5 points. I'm still waiting for TU to post all of this months credit card payoffs, but they seem to be taking forever so I'm not sure what my score with them will be, but they've been consistent with Experian, so I hope they also put me > 800. The simulators also show that a new CC will drop me to 770.. I wanted to BT a majority of my loan over to the Slate assuming I could get a high SL with them, but something in me just wants to deal with the interest I'm paying on the loan (~$450ish by the time it's paid off) and keep the high score lol. I got in with my Mortgage at 3.375% when I hit the 700s in 2012, So aside from paying off this last consolidation loan, I have no other short term credit goals so technically I have room to play and wouldn't mind getting a few more cards to stiffen my AAOA for years down the road.

I'm using numbers on my MacBook, do I need to get seperate app to sync with phone?

I'm using numbers on my MacBook, do I need to get seperate app to sync with phone? Or should it sync through iCloud.
Also does anyone know if numbers has a similar feature to auto sum on excel, where you can quickly add a row of numbers together?
Many thanks

You have to purchase Numbers for iOS devices separately.
To add a row of numbers select the range to add, then drag the quick functions from the left (lower) of the Numbers window to the destination cell:

Retail in-app purchases and the apple approval process

Hi, I'd like to clarify and discuss a workflow for the submission of retail folios and apple's in-app approval process. When submitting the in-app purchase for a retail download how do i allow apple's review team to demo/test the in-app purchase? Since the in-app purchase isn't yet approved and I publish it in the folio manager as public + retail, it won't show up in the library view. Does apple first approve/enable the product ID before testing? Just how does apple review this retail folio?

Does apple first approve/enable the product ID before testing?
Yes, it is recommended submit an in-app purchase with a demo Screenshot of the issue in advance. Apple reviews in-app purchases based on the meta data and screenshot. Most of the publishers get a batch of in-app purchases pre-approved to avoid any issue near the publication date.

10/10 App Spree

Hi guys I have been learning a lot from this forum and wanted to share my story. I started my credit journey last year when I became a US resident. 5/07/14 I got my first secured credit card from Wells Fargo for $300 and after 4-5 months graduated and cli to $6009/12/14 I received a pre-qual letter Approved for capital one platinum for $500 after 6 months PC'd to QS and cli to $3,5009/22/14 Wife and I was Approved for a Honda Lease $10,612 Originally I applied by myself got denied so wife co-signed11/01/14 Approved for Chase Freedom $5,000 Then I found myfico.com Spree begins Ex 741 5/01 Citi ApprovalTU 746 6/26 Discover Free FicoEq 728 5/26 Citi Free Fico 5/01 Amex BCE $2000 after 25 days approved 3x cli to $6,0005/01 Discover it $2,5005/01 Citi DC $3,000 SP CLI 7/20 $4,200 5/18 BofA Cash Rewards $2,500 6/01 Bloomingdales in store app $3,000 6/24 Penfed Visa Sig $7,000 cli denied 7/01 CreditCare $9,000 asked for $25k approved for $11,000 7/15 Barclay Arrival $4,000 cli denied7/15 Lowes $1,000 asked for $30,000 Approved!!!! 7/16 Walmart MC $400!!!! denied CLI I have to stop but it really feels good to get approved.I know its gonna hurt my scores and it did but I'm happy I have more than what I need and my AAOA will grow together. Recently Joined CCT and my Ex really took a blow 7/18 Ex 670 9 inq TU 732 5 inq Ex 722 5 inq Thanks to all the members here who shared their knowledge I am learning something new everyday.

That was quite a credit adventure!!! Awesome job!! I love how Capital One seem to like you! I've been with them two years now and they're still my lowest non-retail CL!!!
Anyway, congrats on your successful spree!

I have 3 ipads, one apple id. how do you download seperate apps for each

Hi all,
I have 3 iPads, 2 minis and one Ipad. The 2 minis are for my G-kids, 4 and 7. I understand they can't have an apple id, so i have to use mine, but how do i download what is currently on MY ipad to theirs? Is there anyway to seperate the games they have on my iPad to each of theirs; ie, iPad mini1 - girl games; ipadMini 2 - boy games.
thanks

On the kids Mini's, Go to Settings>iTunes and App Store>Sign in with your Apple ID. After you sign in, got to the purchased tab of the App Store and download the apps/games that you want to put on each mini. You will have to do this for both devices.
You can download whatever you want to download to each device separately. They do not have to share content and that can have their own unique set of apps/games on their respective iPads.
You may want to sign out of your ID after you are done downloading the content onto each iPad. You could use a restrictions passcode on each device, but if the kids start fooling around with the passcode and they - or you forget what it is, that will present a world of problems that you don't want to have because you will have to restore the devices as new to remove the forgotten passcode.

Previewing DPS apps, on-device, for client approval prior to Publication via App Store

We're using Adobe's DPS to create simple tools and documentation for various health-care products.
Our client is a global Ad Agency. Their client is a HealthCare company.
They eventually want to publish these 'apps' via the Apple App Store, but, currently just want to demo these apps to:
1. Their client, in a number of countries
2. A number of global Ad Agency offices & staff
Is there a way, before publishing to the App store, we can share the app, on iPads, to a number of people (probably less than 100) for approval and review, without them having to own the DPS or be subscribers to Adobe Creative Cloud?

Yes, get them to download 'Adobe Content Viewer' from the App store.
You can then give them a username and password to login and view the preview.
Theres a little more setup require such as users and Adobe accounts. But I'm sure you can find a tutorial on here or ask for more advice.

App spree success! $100k club!

This past year and a half has been big for me both personally and professionally. I joined the forums roughly a year ago with mid-high 500's and started in the rebuilding section. With the help and advice of other members I was able to increase my scores to the high 600's within a few months. In December 2014 I entered the garden with the ultimate goal of buying a house. Well, today I closed on my house at 11am. At 11:30 am I literally walked out of the title company's office and applied for 4 CC's that I was wanting to add to my profile(from my cell phone while sitting in my truck in the parking lot, lol). Not only was I approved for all 4 cards I applied for but I also joined the $100k club. So in a years time frame, I went from having only one CC(Credit One) to owning a house and having all the credit I would need in a lifetime. I will be entering the garden permanently at this point as I really don't have a use for any other cards.
Prior to my spree my scores were
721 EQ(24 inq) 746 EXP(13 inq) 740 TU(8 inq)
Approvals
AmEx BC(my very first one!) - $4500
Discover It - $4000
Sallie Mae - $5000
Citi Double Cash - $6600
This forum has been a very valuable resource. I want to thank each and every person that contributes one way or another to MF - it is a blessing to others, such as myself, to be able to come here and gain knowledge with anything and everything related to credit.

I just bought a home too a few weeks ago. I didn't go on a spree like you did, but I did try for a card that I did want and got it! I can imagine how you felt after getting the home and then getting in the $100K club on the same day. I was already in the $100K club so I didn't get as excited as you must have, but I was excited and fairly happy with the limit I got. I had to jump through hoops to get the card though, as Huntington doesn't allow you to talk to the analysts directly. I applied in the bank while opening a checking account. (They had an offer, open an account, put in $1000 and get $150, so I figured why not it is free money. I opened the account knowing that Huntington only really gives credit cards to people within their footprint and used my local address, which is not in any way related to my credit report. So they had to do a verification on me. Since you can't talk to the analysts, you can't get the best answer for what you need and the people who do help you simply tell you to take in a utility bill. I simply gave them a copy of enough things to prove who I am that regardless of my address they would know it wasn't fraud. I did have three old driver's licenses and a lot of other things, so I flooded them with info. Congrats on the property and the $100K club. I will be seeing you in the garden.

APP Spree Complete! 3/3 APPROVALS!

While I didn't actually plan on doing an actual spree, after the first AMEX approval I was feeling froggy. 1. AMEX ED approval (with BK reporting). SL of $2,500.00. Attempted 3x CLI upon activation. Denied. CL = $2,500.002. Lowe's Card Approval. SL of $2,000.00. Next day recon, got increased to $17,000.00. CL = $17,000.003. Western Federal Credit Union PLOC approval after 3 days of verification(pay stubs/W-2's/full tax schedules). CL = $25,000.00 So all in all $44,500.00 in new credit. I'm DONE!

etx wrote:
cem13 wrote:
Slim1Der wrote:
While I didn't actually plan on doing an actual spree, after the first AMEX approval I was feeling froggy. 1. AMEX ED approval (with BK reporting). SL of $2,500.00. Attempted 3x CLI upon activation. Denied. CL = $2,500.002. Lowe's Card Approval. SL of $2,000.00. Next day recon, got increased to $17,000.00. CL = $17,000.003. Western Federal Credit Union PLOC approval after 3 days of verification(pay stubs/W-2's/full tax schedules). CL = $25,000.00 So all in all $44,500.00 in new credit. I'm DONE!Another success story. This is another data point for AMEX approval 5 years post BK. What is your APR for each?Are you referring to 5 years post BK filing? I'm assuming so since 5 years post BK 13 they wouldn't see the BK? Congrats to the OP!Yes, I filed my BK in Oct of 2008 and it discharaged in Jan of 09. It was a Chp 7. It is still showing on my reports, that's why the AMEX approval was so appreciated!

Endless loop in an in-app auto-renew subscription page, approved by Apple

I just launched an app, News-O-Matic, which is in-app purchase subscription based, auto-renew. Eventhough the app was given the green light by Apple today, our subscription page puts the user in an endless loop! Our app works perfeclty well in Sandbox mode and only reacts this way when live (it is the second time around and we had to re-submit because we thought the bug was part of the new update Apple pushed right before the holidays...).
If anyone out there has any clue as to what can be causing this loop, please reach out to me. Our developers are as puzzled as we are and we have a community of frustrated subscribers who want to use our app but cannot because of the bug.
Do you think it is on Apple's side or our side? Could it be a parameter in iTunes Connect that we disregarded? HELP!!
Thank you,
Lillian

Just because Apple approved your app doesn't mean there can't be bugs.
Think about it for a minute.
There are thousands of apps using the same technology as yours with no problems.
You have a nasty bug.
Good luck tracking it down.
(Sure it could be a bug on Apple's side but most likely it's something in your code).

App not available after Apple approval

I have problem to
ı upload the app itunes they send me email '24 hours before your app is available on the App Store. This delay is dependent on any app availability issues.' after 48 hours later we didnt see our app apple store. After we add new version 1.2 and now we wait. but ı dont know when our app will be publish
can u help me?

Hi, Please read this information
" I have one app ready to sale (viewer type multi-issue) and now I did create the in-app purchase to upload a folio as retail issue within it.
I read in Itunes connect guide that the first time I upload the in-app-purchase need to be together the new version of app.
Then, I create the new branded app - viewer type: Multi-issue (not multi-issue with subscription) - and I did the sand box test with ipa. All works well."
You need to be approved the in-app too. To regular magazines send before to apple the in-apps then so after you publish the folio - with the same product ID
Regards

How do I get my holidays to sync onto my outlook calendar, I have a seperate app for holidays and it shows the holidays on phone calendar

I am trying to put holidays onto outlook canlendars from my iphone calendar. I have a holiday app that is syncing only with iphone calendar

OK....I'm stumped. The message you are seeing is typically there to protect someone from syncing with a different computer/iTunes account. Is there any way anyone else has used your iPad and possibly connected it to their computer?

2 seperate app spree's, 8/9 approved!!@!

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