Do I have this new ATT upgrade policy right?

From what I just read on their site today, IF you qualify for an upgrade this July, August, or September, you can get the iPhone 3G S now for the $199/$299 pricing, but otherwise the cost is $399/$499 plus a 2 year contract extension AND an $18 upgrade fee (LOL?!?), only IF you have spent enough monthly ($99+) on your ATT bill for them to consider offering you the $399/$499 upgrade price. . OR you can choose to buy the phone at full price w/o no contract extension for $599+. According to my ATT Wireless account info, I do not qualify for upgrade until June 25, 2010!
Wow.

This is an email I received from Apple today:
To Our Valued Apple Customer:
On June 17, AT&T announced a change to their upgrade eligibility policy
and ‘best upgrade pricing’ for qualifying iPhone 3G owners.
Based on AT&T’s updated qualification criteria, we are pleased to inform
you that you are eligible to receive a refund on your recent
iPhone 3G S purchase.
Your Order Acknowledgment and Shipment Notification emails will reflect
the original purchase price. However, Apple will issue you a refund in
the amount of $200.00, which is the difference between your original
purchase price and the new qualifying price.
Apple will process your refund in the next 5 days, and will send you an
email when this has been completed. We will process your refund based
on your original payment method. See below for details.
No additional action is needed on your part for you to receive the
refund. These activities will not impact your estimated delivery dates.
You can view the most up-to-date status of your order, including
monitoring the details of your refund, at online Order Status

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