HT201272 My pay method has stopped working, so that now I can't purchase anything from my iPad anymore,even when there's money in my account. How do I resume using my pay method to purchase.

Question

My pay method has stopped working so that I can no longer purchase and/or download any apps or products onto my iPad. It is saying "there was a problem with a previous purchase. Use another pay method. What does this mean, and what do I do?
Further, in my attempts to correct the situation, I reset my iPad, resulting in my losing all the apps that I downloaded, and all the products I had bought and downloaded. How do I recover all of them (magazines,  books, apps, etc).
Please, help.
Victor Kalala

Answer 1

Look, I understand I still need a card attached to the account. The problem is, it won't accept my card because I only have 87 cents in my bank account right now.
If I had known there would be so much trouble with the iTunes card, I would have just put the cash in my bank account in the morning instead of buying an iTunes card (I didn't expect the banks to be open on Thanksgiving of course).
Apple will only accept cards that have a balance. The balance is so small in my account that it won't accept it as a valid card.
I'm going to have to contact Apple anyway to reset the security questions. That's obvious. Your answers were not exactly helpful. You didn't tell me anything I don't already know, but thanks for trying to be helpful.