HT203905 When family organizer updates payment credit card, members of family still only see old card on file. Payment declines with no other options!

When I wish to update an app or purchase an app on my iPhone, i get the message that Verification is required. next I am presented with entering the 4 digit security code for a credit card whose complete number is greyed out except last four digits. I can see itnis the old expired creit card. My Famiiy Organizer/husband has since updated that credit card, but I have no ability to sync up to the new credit card number. Shouldn't my family organizer payment updates immediately trickle down to the members of the family? I am locked out of purchases (even mere app updating), because I have no control over changing my own payment methods. I'm not asking to have my own separate card on file (as many support discussions reveal); I am simply trying to sync up to my family organizers payment method. It didn't automaitcally update member devices. I tried to update my own payment in SETTINGS, but its all greyed out since I am not the family Organizer. Talk about going in circles! I have 50 apps that I cannot update. Help! 

You can create an App store account without a credit card, however that won't help you with updating your previous purchases. Apps are DRM protected, and tied to the account that was used to originally purchase them. There is no way to overcome this DRM protection or transfer them to another account(Itunes support can if you contact them). If you want to create an App store account without a credit card, follow the directions here, but bear in mind the DRM protection mentioned. If you use this account to download free apps, you will have to use this same account for all future updates:
http://support.apple.com/kb/ht2534

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