HT2534 How do I set up an account without a credit card. I do not get that option of "None" on IPhone 5S?

The instructions on the web site show an option of none. My Iphone 5S does not have that option with credit card. I don't have an option  it requires a credit card

Hello Lozza63
Check out the article below to see what could be blocking you from selecting None as a form of payment.
Why can’t I select None when I edit my payment information?
http://support.apple.com/kb/ts5366
Regards,
-Norm G

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