HT4061 how do I set up my iPhone5 voice mail. I haven't set up a password, yet it tells me my password is incorrect. I don't know how to set up a password.

how do I set up my iPhone5 voice mail? I haven't set up a password, yet it tells me my password is incorrect. I don't know how to set up a password.
I purchased the phone in a retail store a few days ago. Am trying to avoid making an appointment and going back.  The purchase took 3 hours.

Have you got Settings > General > Restrictions > In-App Purchases set 'off' - that should stop all in-app purchases. And what have you got 'Require Password' set to on the Restrictions screen (I can't remember what version of iOS that setting came in with, so you may not have it) ?

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