HT4528 When trying to install free apps, I get a window requiring verification updates before purchasing. I am requested to submit certain credit information. What's up with this? They are FREE apps?

I have recently attempted to install free apps.  Every time I try I get a message requesting verification for credit purchases, and a need to update my info.  Why would this even come up for a free app?  If this was a Windows phone I would immediately think I had been hacked!

The iTunes account requires that payment information be set up and verified before using it.
This article may help you get it set up without the credit card.http://support.apple.com/kb/HT2534

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    2   com.adobe.AIR                      0x02909853 0x2800000 + 1087571
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    7   com.apple.Foundation               0x94e44291 -[NSAppleEventManager dispatchRawAppleEvent:withRawReply:handlerRefCon:] + 430
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    15  com.apple.AppKit                   0x952de63c -[NSApplication run] + 855
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    2   libdispatch.dylib                  0x97b757a9 _dispatch_mgr_thread + 53
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    0   libsystem_kernel.dylib             0x9263c8e2 __psynch_cvwait + 10
    1   libsystem_c.dylib                  0x996fb280 _pthread_cond_wait + 833
    2   libsystem_c.dylib                  0x99781095 pthread_cond_wait$UNIX2003 + 71
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    6   com.adobe.AIR                      0x02d1b2a7 0x2800000 + 5354151
    7   com.adobe.AIR                      0x02d1b342 0x2800000 + 5354306
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