I have no credit on my card which is on my apple account, why is it that can't even update my apps?

Okay so my title says it all, but whenever I try to update my apps, I am sent the billing address page and is telling me I need a to change my billing payment, I even tried to place my billing payment as none, but I still can't update my apps.

Try here...   http://support.apple.com/kb/TS1389

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