Macbook extended warranty?

I didn't get the extended warranty when I got my macbook a couple months back. I was planning on getting it later before it ends. I heard doing this I'd have to let the store I buy the plan from keep my macbook for a little while to check it out to make sure nothings wrong with it and I'm not just getting the extended warranty because I know somethings wrong. it would make sense if they did this yet at the same time it doesn't because as far as I know you have to get it before the intial warranty is up, so if you got it in that time why would you need an extended warranty to take care of it if the original is still active.
does anyone know if this is true?

The only problem with this is that Apple will not
talk to you on the phone about problems with your
MacBook 90 days after purchasing it. You'll have to
pay a $49 per-incident fee, or buy AppleCare.
As another poster pointed out, that fee is waived if it's a hardware problem. Furthermore, even if you pay that several times, at $137 for five years total coverage from VISA, you're still going to be ahead. The best way to get service when you're covered by VISA is simply to take it to an Apple service provider and get them to fix it or send it to Apple.
Another great thing about VISA performance guarantee is that they have a no lemo policy. if the repair costs more than 70% (not entirely sure about the percentage) of the original purchase price they'll give you a new one. Same thing if it needs repair for the same issue more than three times. They're also always on your side and won't argue with you. Fast and great service has been the norm since I started using this service three years ago.

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     Private Message

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    In daily use: R60F, R500F, T61, T410
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    Non-ThinkPads: Panasonic CF-31 & CF-52, HP 8760W
    Starting Thursday, 08/14/2014 I'll be away from the forums until further notice. Please do NOT send private messages since I won't be able to read them. Thank you.

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