My phone has been exposed to water. If I do not have any insurance then how much can repair cost or replace the phone?

I have dropped my phone into a sink full of water. Right away, I grabbed the phone and did my best to dry it off. Once dried, my speakers seem to have given up and only a faint noise would occur when a call or text would appear. Lastly, my phone had a hard time gaining any service. All it would say at the top was "Searching..." and will not change. I seem to have given up when a thought ran through my head about turning off the phone and placing it in a bag full of rice. This is where my phone will be sitting for the next 48 hours (as suggested by friends and the lovely Youtube).
If I have to replace my phone, how much would I be paying? If it needs repair and can survive, would the cost be?
Thank you!

They can replace very few parts in it, such as the battery or the sleep/wake button, but for water damage, several components are likely damaged.
That price is through Apple.

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