Question about Business Collateral

I need some advice on obtaining a loan to fund a new business.  I have purchased a building and we are in the final stage of remodeling for a small convenience store.  I used my own money for the building purchase as well as all the needed repairs, materials, etc.  so far.  Our estimate for the rest to get things completely done is another $10.000. Since I own the building outright, I'm wondering if a bank would use the building itself (after it's reappraised) as collateral for a loan.  My personal credit is not good (low 600s) and I don't have business credit established.   I do have about $10,000 left in savings but I'm not really wanting to use that.  I will need most of it for personal expense.  Does anyone know of a situation like this.  Any info or advice will be greatly appreciated.  Thanks.

Got lots done today.  Through a conversation with a friend, I got someone to draw up to building plans for $250.  I have my copy in my hands.  Also took copies to the building code enforcement people to get the stop-work order lifted.  They said that as soon as the health department approves the part of the plans for the small deli area, they will approve their part.   So, I took a copy to the local health department and left them there to be reviewed.  I've been told that the health department might take up to a week to get this done.  But, since all code enforcement is waiting for is health department approval of the plans, it looks good for work to restart one day next week. I found out that there are some extra things we need to do for the building but the man who drew up the plans said that he thinks we could totally finish everything for around $18000.  There's also the matter of insurance, security, etc and  I'm not even thinking about stock yet!  That's quite a bit more than I expected so I'll have to start scrambling for money.  I guess I should wait for the approvals before even talking to a bank loan officer.   Does anyone know of any places that might lend money on the project at this stage?  As I said before, my personal scores are low and I haven't even tried to establish business credit yet.  Any suggestions would be greatly appreciated.  It looks like things are moving much faster now and I need all the help I can get.  Sorry for the long post.

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    Providing Integrated Software to the Meat Processing Industry for over 10 years
    To unsubscribe, email '[email protected]' with
    'unsubscribe forte-users' as the body of the message.
    Searchable thread archive <URL:http://pinehurst.sageit.com/listarchive/>
    Get Your Private, Free Email at http://www.hotmail.com
    To unsubscribe, email '[email protected]' with
    'unsubscribe forte-users' as the body of the message.
    Searchable thread archive <URL:http://pinehurst.sageit.com/listarchive/>

    Reply-To: "Duncan Kinnear" <[email protected]>
    Q. if you have an Employee class with related EmployeeSubordinate and
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    A It is better to have them in the same plan.It depends on the design
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    A Managers are usually service objects which might require different
    resources.
    These managers when deployed might be required by several other
    applications.
    Seperating them as a different plan will help in just using one
    installed partition to be
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    Q If you have the Database managers separate, what scope does each DB
    manager cover?
    A It is better to have the DB managers in user scope.
    It depends on the numbers of users, u have for the system.
    Since u are talking about 100 tables. It's a huge system.
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    Take care that u use proper load balancing of DB Managers for the
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    Krishna CVSR
    GoldStone Softech Inc
    >
    Hi there,
    We are in the middle of designing the structure of a new system.
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    Some of the Forte documentation talks about "Policy" managers and
    "Database" managers. How do the functions of these managers differ
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    DB manager cover? I.e. do you have one for the entire database (over
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    Cheers,
    Duncan Kinnear,
    McCarthy and Associates, Email: [email protected]
    PO Box 764, McLean Towers, Phone: +64 6 834 3360
    Shakespeare Road, Napier, New Zealand. Fax: +64 6 834 3369
    Providing Integrated Software to the Meat Processing Industry for over 10 years
    To unsubscribe, email '[email protected]' with
    'unsubscribe forte-users' as the body of the message.
    Searchable thread archive <URL:http://pinehurst.sageit.com/listarchive/>
    Get Your Private, Free Email at http://www.hotmail.com
    To unsubscribe, email '[email protected]' with
    'unsubscribe forte-users' as the body of the message.
    Searchable thread archive <URL:http://pinehurst.sageit.com/listarchive/>

  • Some questions about a Time Capsule

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    I live in a 2 floor house(including a basement) and my bedroom is downstairs. My parents currently have a desktop PC connected to our wireless router and our printer. Me and my step-father both have 13 inch MacBook Pros, and he uses the Mac like a basic computer, so the equipment connected to our PC is good for him. I, on the other hand, use my Mac, iPad and iPhone to their fullest potential. I am a SUPER MEGA NERD when it comes to computers, so I plan on making my bedroom an amazing office at the same time. So I want an AirPrint Enabled printer in my bedroom (Under 100$$) along with a Time Capsule to back up my information, because everyday I look around in the backdoor of my Mac alot, and if I jack anything up (And I cant handle the problem) I would like to restore my Mac to a previous version. So here are my questions:
    1) My bedroom is right underneath our router, so i get GREAT Wi-Fi in my room. If I get a Time Capsule, can I use it in my room to extend my Wi-Fi, and how would that work? Will it extend my wifi under the same name, because I would like my own Wi-Fi (Titled to what I want with my own password)
    2) If I have to create a NEW Wi-Fi network, how would I do that?
    3) Would I need to connect my new printer directly to my ROUTER, or could I connect it to the TIME CAPSULE?
    If you don't understand what I'm trying to ask (Even though I feel like it's self-explanatory)
    ONE question about the PRINTER: Do any of you have any recommendations for an AirPrint Enabled printer under 100$? Even under-150$ would be okay.
    THANKS FOR ANY HELP!!!!

    everyday I look around in the backdoor of my Mac alot, and if I jack anything up (And I cant handle the problem) I would like to restore my Mac to a previous version. So here are my questions:
    Don't just depend on TM.. use a disk image type utility.. either one of the Mac tools, SuperDuper, CCC, Chronosync or even a linux boot cd (if you have a cd/dvd drive still or via usb can boot) a great tool is Clonezilla.. it will do basically any computer, Mac, Linux, Windows.. and since it boots into its own OS can restore a computer in a flash. Then you can add the incremental changes from TM.
    1) My bedroom is right underneath our router, so i get GREAT Wi-Fi in my room. If I get a Time Capsule, can I use it in my room to extend my Wi-Fi, and how would that work? Will it extend my wifi under the same name, because I would like my own Wi-Fi (Titled to what I want with my own password)
    Actually I am surprised you get good wireless as usually directly above or below a router is often the worst spot. Time Capsule cannot extend the wireless of any other router than Apple.. it is a special system and only Apple can join the club. It has bad effect though, if you set the TC to extend wireless it turns off ethernet ports.. which is hugely dumb.
    The best arrangement is ethernet to the upstairs.. or EOP adapters. If not then a wireless router that matches the existing unit will generally be better than mixing apple and non-apple.
    2) If I have to create a NEW Wi-Fi network, how would I do that?
    3) Would I need to connect my new printer directly to my ROUTER, or could I connect it to the TIME CAPSULE?
    You create a new wireless network by selecting manually the wireless channel and use different wireless name, ssid and security. There are 3 available channels on 2.4ghz.. your existing router will use one or two.. depending on if the setting is 20mhz or 40mhz.. so you need to manually set everything and not use auto.
    TC is slow on 2.4ghz cf 5ghz and there are many more channels at 5ghz but not everything can use it.. iphone for instance is 2.4ghz only . whereas ipad can use 5ghz.. most full computers now can use 5ghz.
    Buy a wireless network printer. Or alternatively an ethernet network would be also ok but now are more expensive than wireless ones. Network printers are not much more than straight USB and work much better.
    I do not use airprint so have nothing to offer.. find the best HP model in your budget.. but others may have had more experience.. I use ethernet connected b/w laser business type HP.. they work great.. but airprint is too recent an innovation for me.

  • A few questions about Patone colors

    I have a few questions about patone colors since this is the first time I use them. I want to use them to create a letterhead and business cards in two colors.
    1)
    I do understand that the uncoated is more washed out than the coated patone colors. I heard that this is because the way paper absorbs the inkt. This is why the same inkt results in different colors on different paper (right?). My question is why is the patone uncoated black so much different than normal black (c=0 m=0 y=0 k=100) or rich black:
    When I print a normal document with cmyk, I can get pretty dark black colors. Why is it that I cannot have that dark black color with patone colors? Even text documents printed on a cheap printer can get a darker color than the Patone color. It just looks way too grey for me.
    2) For a first mockup, I want to print the patone colors as cmyk (since I put like 10 different colors on a page for fast comparison). I know that these cmyk colors differ from the patone colors and that I cannot get a 100% representation. But is there a way to convert patone to cmyk values?
    I hope that some of you can help me out with my questions.
    Thanks.

    You can get Pantone's CMYK tints in Illustrator, (Swatches Panel > Open Swatch Library > Color Books > PANTONE+ Color Bridge Coated or Uncoated) but in my view, what's the point?  If you're printing to a digital printer, just use RGB (HSB) or CMYK. Personally, I never use Pantone's CMYK so-called "equivalents."
    Pantone colors are all mixed pigmented inks, many of which fluoresce beyond the gamut limits of RGB and especially CMYK. The original Pantone Matching System (PMS) was created for the printing industry. It outlined pigmented ink formulations for each of its colors.
    Most digital printers (laser or inkjet) use CMYK. The CMYK color gamut is MUCH SMALLER than what many mixed inks, printed on either coated or uncoated papers can deliver. When you specify non-coated Pantone ink in AI, according to Pantone's conversion tables, AI tries to "approximate" what that color will look like on an uncoated sheet, using CMYK. -- In my opinion, this has little relevance to real-world conditions, and is to be avoided in most situations.
    If your project is going to be printed on a printing press with spot Pantone inks, then by all means, use Pantone colors. But don't trust the screen colors; rather get a Pantone swatch book and look at the actual inks on both coated and uncoated papers, according to the stock you will use on the press.
    With the printing industry rapidly dwindling in favor of the web and inkjet printers, Pantone has attempted to extend its relevance beyond the pull-date by publishing (in books and in software alliances, with such as Adobe) its old PMS inks, and their supposed LAB and CMYK equivalents. I say "supposed" because again, RGB monitors and CMYK inks can never be literally equivalent to many Pantone inks. But if you're going to print your project on a printing press, Pantone inks are still very relevant as "spot colors."
    I also set my AI Preferences > Appearance of Black to both Display All Blacks Accurately, and Output All Blacks Accurately. The only exception to this might be when printing on a digital printer, where there should be no registration issues.
    Rich black in AI is a screen phenomenon, unless in Prefs > Appearance of Black, you also specify "Output All Inks As Rich Black," -- something I would NEVER do if outputting for an actual printing press. I always set my blacks in AI to "Output All Blacks Acurately" when outputting for a press. If you fail to do this, then on the press you will see any minor registration problems, with C, M, and Y peeking out, especially around black type.  UGH!
    Good luck!  :+)

  • A question about assigning a default value

    Hi guys, I have a question about assigning a default value to a Numeric Decision CO. This Co needs 2 parameters to compare with each other. I wanna assign para1 during runtime and para2 during design time, but I have no idea how to assign a default value to para2 during design time. Can anyone help me solve this question? Thx a lot.
    BTW I`m searching an article about Time-off example`s "details". I have read several articles about time-off example, but those are not detailed enough. I wanna know about all details of COs. Can anyone forward such article to me, plz.  Thx again.^^

    Hi,
    You can assign a default value to the parameter of a callable object.
    First attach your CO to an Action.At the action level you can assign default values to the CO Parameters.
    Select the action in the design time.
    Select the parameters tab for that action.
    Select the required paramter. At the top, you can find Default value tab, with that you can assign default value.
    I think you can achieve your requirements with Business logic CO better.
    [Business Logic CO|http://help.sap.com/saphelp_nwce10/helpdata/en/44/3d3936c5c14a8fe10000000a1553f6/content.htm]
    Thanks

  • EBS 12.1.3: a few questions about cloning

    Hi,
    We have EBS 12.1.3 on AIX 7.1.
    A few questions about cloning from shared application tier environment to non-shared application tier environment. We have been following "Cloning Oracle Applications Release 12 with Rapid Clone [ID 406982.1]"
    Source environment (shared app tier):
    - Two active application nodes and LB
    - One active database and one passive database setup with Oracle Data Guard.
    - SSL termination at the load balancer
    - PCP implemented
    Target environment (non-shared app tier):
    - One active application node
    - One active database node
    - No SSL
    - No PCP
    After the cloning was completed we noticed the following problems in the target system:
    1) Home page cannot be accessed as application tier $CONTEXT_FILE still contains "https" and ssl termination settings.
    Workaround:
    Modify (with text editor) Application Tier $CONTEXT_FILE as follows.
    <webentryurlprotocol oa_var="s_webentryurlprotocol" customized="yes">http</webentryurlprotocol>
    <sslterminator oa_var="s_enable_sslterminator">#</sslterminator>
    <login_page oa_var="s_login_page" customized="yes">http://myhost.mydomain.com:8000/OA_HTML/AppsLogin</login_page>
    <externURL oa_var="s_external_url" customized="yes">http://myhost.mydomain.com:8000</externURL>
    Run AutoConfig and start application tier.
    Is there a better and supported solution for this?
    2) Concurrent managers do not work correctly as they have still old node names (used in PCP in the source system). Workaround used:
    1. Logon to EBS web GUI and remove all nodes from all concurrent managers.
    2. Shutdown application tier. Verify that all concurrent managers have been shutdown. If not, kill the processes manually
    3. As apps user run cmclean.sql
    4. Restart application tier
    Is there a better solution for this?
    3) Database changes from ARCHIVELOG mode to nonarchivelog mode in the target system. Is there anyway to prevent this?
    4) Also, we would like to perform a full clone (app + db tiers) from production without shutting down the application. Is this possible? What would be the best documents to describe this? In Production, we have Oracle Data Guard setup with physical standby as per "Oracle Tech Note: Business Continuity for Oracle E-Business Release 12 Using Oracle 11g Physical Standby Database [ID 1070033.1]". This can be used when performing a hot clone for the database, right? What about the application tier? Steps described in 406982.1 include running AutoConfig in which application tier should be down. Does the application need to be down when running "Maintain Snapshot Information"?
    5) One final question (not related to cloning). Oracle Enterprise Manager console webUI has recently stopped working in IE8. E.g. https://myhost.mydomain.com:5501/em gives "Page cannot be displayed". This was working correctly last week. In Firefox, the same link is working fine. Any ideas how to fix this?
    Thanks for your answers in advance.
    BR,
    TH

    1) Home page cannot be accessed as application tier $CONTEXT_FILE still contains "https" and ssl termination settings.
    Workaround:
    Modify (with text editor) Application Tier $CONTEXT_FILE as follows.
    <webentryurlprotocol oa_var="s_webentryurlprotocol" customized="yes">http</webentryurlprotocol>
    <sslterminator oa_var="s_enable_sslterminator">#</sslterminator>
    <login_page oa_var="s_login_page" customized="yes">http://myhost.mydomain.com:8000/OA_HTML/AppsLogin</login_page>
    <externURL oa_var="s_external_url" customized="yes">http://myhost.mydomain.com:8000</externURL>
    Run AutoConfig and start application tier.
    Is there a better and supported solution for this?No, you need to edit the context file manually and run AutoConfig.
    2) Concurrent managers do not work correctly as they have still old node names (used in PCP in the source system). Workaround used:
    1. Logon to EBS web GUI and remove all nodes from all concurrent managers.
    2. Shutdown application tier. Verify that all concurrent managers have been shutdown. If not, kill the processes manually
    3. As apps user run cmclean.sql
    4. Restart application tier
    Is there a better solution for this?You are following the best approach. You could update the node details from the backend if you want.
    3) Database changes from ARCHIVELOG mode to nonarchivelog mode in the target system. Is there anyway to prevent this?By default, Rapid Clone will create the target database in noarchivelog mode.
    4) Also, we would like to perform a full clone (app + db tiers) from production without shutting down the application. Is this possible? What would be the best documents to describe this? In Production, we have Oracle Data Guard setup with physical standby as per "Oracle Tech Note: Business Continuity for Oracle E-Business Release 12 Using Oracle 11g Physical Standby Database [ID 1070033.1]". This can be used when performing a hot clone for the database, right? Correct.
    What about the application tier? Steps described in 406982.1 include running AutoConfig in which application tier should be down. Does the application need to be down when running "Maintain Snapshot Information"?You can copy the application tier node files while the application is up. And, you do not need to shutdown the application to run "Maintain Snapshot Information".
    5) One final question (not related to cloning). Oracle Enterprise Manager console webUI has recently stopped working in IE8. E.g. https://myhost.mydomain.com:5501/em gives "Page cannot be displayed". This was working correctly last week. In Firefox, the same link is working fine. Any ideas how to fix this?
    If it is working from one browser, then it should not be an EM issue. Have you tried from a different client and see if this works? Have you changed any setting in your IE browser? Please make sure you add the EM URL to the trusted sites list.
    Thanks,
    Hussein

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