Should I get AppleCare for the MBP I am getting?

Hi guys,
I'm thinking about either getting a new MBP 13 or 15" for college and I'm just wondering if getting AppleCare is worth it. I know it's better to be safe then sorry, but my school gives white MBs to us and not once have I broken it. The laptop itself is already expensive enough as it is, so I'm just wondering if it would be a smart idea to save a few (hundred) bucks by not purchasing applecare.
Thanks for your consideration!

Like insurance, when you have it, you never need it. When you don't, then of course something happens. If this were a desktop, then I'd be more on the fence. But portable devices just are that much more susceptible to damage. So I always advise my clients to get the longer warranty with laptops that leave the house/office daily, versus a desktop where I don't make it an issue.
I always get Applecare whenever possible as a matter of preference. Way back, with my Apple //c, I had 4 motherboard replacements to fix various issues. But I realized that just one of the repairs paid for the Applecare completely.
Recently, my 2008 MBP had a keyboard problem. The MBP has nary a scratch despite my daily use and travel with the MBP. But I got in "under the wire" since my Applecare expires in March 2011. But without Applecare, I'd probably be out something in the range of $100-$150. While not as much as Applecare, just the idea of having Applecare meant I didn't worry about whether I could afford it and just called the Apple Store for an appointment. I got my MBP back the next day with very little muss and fuss.
Being a student, Murphy's law will have your computer break just before the deadline for your paper. With Applecare you'd have a little better chance of getting your computer repaired in time instead of cursing for not being able to afford the repair. If you don't get Applecare, then I'd recommend dropping a dollar a day into a jar to make a rainy-day-fund. At the end of a year you'd have over $300, enough to cover one repair, or to purchase Applecare before your one year warranty runs out.

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