What do you have to do to incur a fee on iColud

In the Lenghty agreement that comes in OS5 I see that I must pay any fees I am charged but the structure is not explained anywhere. Why cant apple make this clear before one gets into something by mistake. I upgraded to the new operating system on my iPod and iPad and followed thier instructions after the upgrade giving an apple id and password but chose not to use iCLoud after all was done. Will I get any charges?
This forum said someshere that iCloud was free unless you exceeded 10GB of storage, it appears inthe agreement fine print that the free level is 5 GB. My iPod is 16 GB size and my ipad is 32 gb and both are about 2/3 full. I have no need to use iCloud as I dont have a i Phone and all sync when I plug in to the computer desktop. there s no way I want all my documents to be available on my iPad and stored on some remote server for a fee. Ditto for my music and videos.

Read further. Apps, music and videos don't count towards the 5 gig. You can also choose just what is backed up. Also not all document programs work with I cloud.
I have a 32 gig Touch and it's backup is 500 megs. Most of that is being taken up by photos and videos stored in my photo library.

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