Why when I am trying to install a free game app does Apple need my credit card info?

I am trying to install a free game app and it won't install without my credit card info.  Why?

To verify that you are who you claim to be in the country where you claim to
be so you can use that country's AppStore. Also because many free apps have in-app
purchases.
You may find this link of interest:
Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method - Apple Suppor…

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