An error occurs when trying to load a .psd into PSE 9

Hi I am getting the message- An error occurred during Apple event processing -43 when I try to load .psd files into PSE 9.  These are templates that I have bought that have previously worked.  This just happened.  I am not very computer savvy- but I need help.  One thread said what to do, which I followed, but the message is still happening.  Then it said that if it didn't work to unistall PSE.  I am worried about doing that as I have bought MANY actions that are loaded in PSE that I am afraid of losing.  Please advise.  Thanks!
Kim

Now I can open it in PSE if I click on the .psd and go to File- Open with- PSE.  However I have to do that every time, because the default is set at- Droplet Template. How do I change the default to open the .psds?  Anyone???  Thanks!
Kim

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