Building credit as a new immigrant - next steps?

Hi, I recently moved to the US with my partner and we are keen to build a good credit score. So far we have the following between us: Me:American Express Everyday - $8000Capital One Quicksilver Visa - $300 (Product changed from Journey after the first statement cut, enrolled in credit steps up to $500) Partner:American Express Premier Rewards Gold - NPSLCapital One Journey Visa - $300 (Will convert to Quicksilver ASAP)Discover it - $1250 The Amex cards were via Global Transfer from the UK - very handy! The accounts have all been open for a couple of months but some haven't started reporting yet. We are AU's on each other's cards so should have 5 accounts reporting on our credit files shortly. Should we be looking to get any more cards or is our current crop good enough for now?

OllyM wrote:
Hi, I recently moved to the US with my partner and we are keen to build a good credit score. So far we have the following between us: Me:American Express Everyday - $8000Capital One Quicksilver Visa - $300 (Product changed from Journey after the first statement cut, enrolled in credit steps up to $500) Partner:American Express Premier Rewards Gold - NPSLCapital One Journey Visa - $300 (Will convert to Quicksilver ASAP)Discover it - $1250 The Amex cards were via Global Transfer from the UK - very handy! We are AU's on each other's cards so should have 5 accounts reporting on our credit files shortly. Should we be looking to get any more cards or is our current crop good enough for now?Welcome to USA. however after reading this. even though it is global from amex. you really don't need to do anything. have you been here 6 months yet?. or better worded. have you had your cards 6 months here yet?. if so. you will generate fico scores after that time. Dont over do it. and pay all on time. you are actually golden. more so than us born here. hehehe. as we have had many times to mess our credit up. from young age. just actually maybe pull your reports and scores from my fico here and monitor all. other than that. time is the key. Congrats and good luck.

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