CLI and Chase Freedom

Sooooo... I had too much free time on my hands today. First, despite getting my Amazon Store Card CLI a couple of weeks ago from $900->$2,000, I kept reading about how people who didn't get counter offers we're "leaving money on the table".. been stewing over it for a week, decided to say screw it, it's an SP anyways, and requested a bump to $4,000. BAM! Approved, no counter. Part of me is really happy, and part of me is thinking "**bleep** go back and ask for a ridiculous line and make them counter". Don't worry, I'm not actually going to do that. I barely use the damn card as is. Just like the UTIL padding it gives me. Although I'm liking the new padding even more.  Secondly, after my app spree in March, I've been really sad about my Chase denial. My Amex and Discover are lovely cards, and I'm maximing my cashback bonuses, but I  feel like there are a few opportunities I'm missing out on because AM/DSC aren't  accepted at some of my most common spending establishments. So I've been stewing on this since then, and I probably check 2x a month (I know, OCD, I know...) on both Chase and CapOne for preapprovals. Well, my last check-in showed a prequal for Chase Freedom only. High APR, don't care because it would be PIF every statement anyways, same as my other tradelines. But I didn't wan't to leave the garden. I wanted to wait for CSP prequal, as I want a nice travel card and could meet the spend for the points bonus. I didn't want to waste another INQ until at a minimum until I was one year out on the old ones. Today,  twenty minutes after saying "screw it" on asking for an Amazon CLI, I said "screw it what's one more inquiry"... and this happened:  My face. This is my second highest card limit, and my highest ever starting limit.  Well, I guess it's time to replace my spade with a seedling.

PDXgigi wrote:
ha ha that grafic made me laugh.  Congratulations! I just got one too. Did you know that if you call them they'll overnight  it to you? I did not know that... but it gives me a reason to follow up in the morning  Thank you!

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  • Chase Freedom Card Approved and BofA CLI

    Hey everybody, Saturday night I hit the apply button for Chase Freedom (also Hyatt, but I don't think that app went through), and I hit the luv button on BofA. Neither was instant and I was quite nervous about it. Apparently both saw an alert I had placed (Chase apparently bypassed it for my Slate last month). Called Fraud dept for Chase today, answered a few questions and the lady approved, didn't tell me CL or APR though. She said she can send out my card in 2 business days.  Then I got on the horn with BofA. I told them I had submitted CLI request online but got no response. Due to alert and my card not reporting to TU, she had to pull EX after I answered some questions (grrr on the double pull). She saw I requested a $10k limit on my currently $1k card. I also asked for APR reduction. She crunched her numbers and said she would be happy to raise my CL to $7.5k, but unfortunately there wasn't a better APR offer for me. She said sometimes it due to the original terms of the card and sometimes it's necessary for a whole new application to correct that. I told her I'd accept the CLI, but would have to think about applying for a new card. I'll let my reports age a little before I do. Should I hold off on Hyatt and another BofA card at the moment? My util is a little higher than id like it to be, but I'd want to take the AAoA hit at once. Anyway, I'm glad these two were approved. 

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    kdm31091 wrote:
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  • Is it possible to have 2 chase freedoms?

    searched but didn't come up with anything that said this so i am just curious. i highly doubt it, but it's worth asking. i am sure someone has at least tried it...

    IFtkkdx428 wrote:
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  • Chase Freedom

    It can be any of them really. Use the credit pull database but even then it is not 100% on which they will pull. They could pull 2 or 3 if they really wanted to, especially if you are borderline in the view Also don't forget aside from the $200 bonus, adding 1 authorized user gets you an additional $25. so $225 bonus for $500 spend and authorized user. Thats a really good deal on this card.

    parkergurl wrote:
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    Joeyzoom416 wrote:
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    Roseyk wrote:
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  • Chance of getting approved for a Chase Freedom? (with a twist)

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    canadianincanada wrote:
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    shaneomac28 wrote:
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