Credit mgmt - New process

Question

Hi Gurus
This is regarding Credit Management.
The scenario is as follows
We have customers A,B and C. Here A is called the corporate customer and B & C are its sub customers. Cus A, B and C have separate credit limits but apart from these credit limit A would have another credit limit called "Corporate credit limit" since it is a corporate customer. (For eg)
A B C
Corporate credit limit $ 1,00,000 - -
Normal Credit limit $ 2,000 $4,000 $2,000
Here, when A exceeds $2,000 or B exceeds $4,000 or C exceeds $2,000 we would get a normal credit hold,
BUT, when the corporate credit limit (This limit is affected by the individual credit limits of A or B or C) exceeds, we would get a corporate credit hold.
Note
1. We need two types of credit hold (Corporate and Normal) in the process which is not availabe in std.
2. Two credit limit (corporate and normal) has to be set for a single customer (For eg Customer A as above)
Kindly let me know whether there is any peculiar process for configuring this process.

Answer 1

Hi,
   You can assign a credit limit to a group of customers, as well as to an individual customer. If a company has different customers  A, B, C, you would define the credit limit for just one customer ( your case A)in this group and this customer account then becomes the credit account.
Procedure :
To assign a credit account to a Main customer account, from the Credit Management screen, choose Master data -->Change.
Enter the name of your customer, the corresponding credit control area and select the Status indicator.
The system displays the Change Customer Credit Management: Status screen.
Choose the function Edit -->Change credit account. In the dialog box that appears, you can enter the credit account (the account number of the customer you are using) to set the credit limit for the entire group.
After you choose ' Enter', the system contains the credit limit of the Main customer as 1,00,000. The Credit account field displays the account number of the customer for which the reference credit limit is defined.
You can only specify a credit account within a credit control area.
The accumulating total of receivables is recorded both for the reference customer and the "dependent" customers. However, the system checks only against the reference customer as to whether the credit limit has been exceeded.
When displaying the credit account, you can view which customers are referenced to this account. To do this, from the credit account master data screen, choose Edit --> Cust. for credit acct.
Jagan