.csv vs. .txt file

Since I upgraded to Lion, when I download a .csv file from my bank it saves it as a .txt file in the Downloads.  Prior to Lion it downloaded it as a .csv file which made it much easier to save in Excel (Office for Mac).  Is there a setting that I can change to make it save it as a .csv?

I just figured it out on my own.  The files were downloaded from my bank in the format *.csv.txt so all I had to do was delete the .txt extension. Thanks for the help!  

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