Date of Last Payment two years before Date of First Deliquency?

Hey guys,   I was curious if I should do anything about this, or leave it alone since it should fall off in 09/2016.  (or maybe I can have Transunion do an EE in 03/2016) The funny thing is that Equifax removed this from their report the other day, and I thought it would fall off my other reports too until I actually took a look at my Transunion credit report this morning since I was going to ask them to do an EE. Transunion has the Date of last payment as 08/2008 (Equifax did too.) - BUT, it has my first deliquency around 09/2009 according to the payment history...  I think?  I'll let you guys look at this and be the judge.  I can't look at Equifax for the date of first deliquency since they no longer have it on my report. What would you guys do with this?  I actually have a new account with Capital One now - two cards in very good standing with a perfect payment history, both were recently given CLI and both will get another increase via Credit Steps at the end of this month.  I want to keep this good relationship, and wonder if that would help with getting this old (and confusing) C/O removed.  At the same time, I'm scared of this updating to a more recent date and looking like a new C/O on my report if I "poke the bear". I have no collections on my report for this either, btw - and it is also past the SOL for my state. Thanks! Edit:  After looking at this further, it *appears* that I ran up the card and was making payments, then defaulted on those payments?  I really can't remember.  Seems like a best case scenario though.  Maybe I should leave it alone and be happy that Equifax maybe  made a mistake!  Still doesn't explain that 2008 date of last payment, however.         

Hey guys,   I was curious if I should do anything about this, or leave it alone since it should fall off in 09/2016.  (or maybe I can have Transunion do an EE in 03/2016) The funny thing is that Equifax removed this from their report the other day, and I thought it would fall off my other reports too until I actually took a look at my Transunion credit report this morning since I was going to ask them to do an EE. Transunion has the Date of last payment as 08/2008 (Equifax did too.) - BUT, it has my first deliquency around 09/2009 according to the payment history...  I think?  I'll let you guys look at this and be the judge.  I can't look at Equifax for the date of first deliquency since they no longer have it on my report. What would you guys do with this?  I actually have a new account with Capital One now - two cards in very good standing with a perfect payment history, both were recently given CLI and both will get another increase via Credit Steps at the end of this month.  I want to keep this good relationship, and wonder if that would help with getting this old (and confusing) C/O removed.  At the same time, I'm scared of this updating to a more recent date and looking like a new C/O on my report if I "poke the bear". I have no collections on my report for this either, btw - and it is also past the SOL for my state. Thanks! Edit:  After looking at this further, it *appears* that I ran up the card and was making payments, then defaulted on those payments?  I really can't remember.  Seems like a best case scenario though.  Maybe I should leave it alone and be happy that Equifax maybe  made a mistake!  Still doesn't explain that 2008 date of last payment, however.         

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