Format cell that contains both text and a date in Numbers

I have this formula in a cell in Numbers
=("Balance for " & YEAR(NOW()) & "-" & MONTH(NOW())-1)
Since it is May 2012 that results in "Balance for 2012-4". How can I have it show as "Balance for 2012-04"?

Just replace the month portion with something like this
Right("0"&month(today()),2)
Takes the month number and combines it with a zero to the left, then takes the right two characters.
Jason

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