How to Enable Owner on SD card, or any storage media for that matter?

I bought micro SD cards (patriot brand from Fry's) and when i insert them into my card reader they mount to the desktop as "read only" with owners enabled "no"
What? How am i supposed to drag music files to it for use with my phone if it is "read only"
And since there are no "owners", disk utility wont even let me reformat or erase it.
this is really disturbing. I tried the SD card "lock" switch in both positions and it always mounts as "read only."
has anyone had this problem? or know how to overcome it? Maybe the cards are bad and i need to return them.
thanks for any replys to come

duh,
solved the problem.
the card reader i was using which is built into my printer was set to read only mode!

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