How to get the monthly interest rate

Hello!
I have been using AppleWorks for 10 years.
Since that time, I use a financial template named Mortgage Analyser.
In this file, one can get the pmt if one provided the +pv, monthly interest rate and the number of periods.+
What I get is the reverse, that is, how to get the +monthly interest rate+, if I provide the +pv, the number of periods and the pmt+?
I think I had this in the past, but I can not find it.
Thanks,
Jorge Lucas (the guy from Rio Grande do Sul)

Peter,
I already saw that, but it does not give me what I want.
That works only if you put a money at a savings account and DO NOT TOUCH IT for a given period.
My need right now is to help a girl to buy a car in 36 or 48 monthly payments and calculate the real interest.
I want to have this for any other similar buying.
I can do it using the Mortgage Analyser template changing the MONTHLY RATE by *+try and error+* but — +since I am a High School Math Teacher+ — I would like to have the function directly.
Another day I was looking on the Internet and it seems that there is no direct response for what I want, using AppleWorks.
So, if I continue to use AW, I must calculate it by try and error.
Thanks anyway!
Jorge Lucas (the guy from Rio Grande do Sul)

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