HT201209 have money in account but wants me to put in credit card info

I have just redemmed $ 15.00 so my amount is now $16.61 in account and I try to purchase songs and it asks me to put in credit card information because I don't have enough money in account.

Welcome to the Apple Community.
Are you sure it intends taking the purchase from the credit card and doesn't just want payment information on record.

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