HT201303 have a gift card balance but is asking me for my credit card

Will it charge my credit card or deduct from my account balance and the gift card i have redeemed

I have a gift card balance that I can't redeem.   I found what I wanted to buy but don't see an option to bu/purchase/download or anything like that.   Where did that choice disappear to.   All that is available is Gift the song, Tell a Friend,  Share and Copy Link.    REDEEM isn't the answer because it asks for the code from the gift card.  That code was already entered when I first made a purchase from it and now have a balance.    Can Someone Please Help Me. . . . .I've spent 2 days reading blogs and trying different things but can't seem to figure it out.  

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