HT201303 Someone used the credit on my account and it wasnt me! How can i get my credit back?

Somebody managed to get into my itunes, add credit from a different credit card and then bought some asian app for $99.99.
How exactly did apple allow someone to add credit from a credit card that doesn't have the same name as the account holder?
How do i get my credit back?

Welcome to the Apple Community.
Contact your credit card company.

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