I am trying to install FREE apps. Debit card is declined. Why?, I am trying to install FREE apps. Debit card is declined. Why?

It works ok sometimes but recently it has been asking me to update my details. Ok. Then it says payment method declined even when I Know there's money in my bank and I've even phoned bank to check. So what's going on. I want a FREE app and this is really spoiling my IPad experience.
Help!

Hello i need some serious HELP, when I go on app store and then on featured, I press 'free app' and then it says 'install app' and then I click on 'use existing apple id' - so then I enter my username and password, then all my bank details ans everything else, there all correct but then it comes up with... 'your payment method was declined, please enter another payment method' - all I want is FREE apps, no paid ones? Is there anyway I could get around this? - I have noticed a lot of people are having this problem HELPPPPP lol x

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