I have recently aquired my husbands iphone4 but when i send a mail it still has his name on it not mine even though the hotmail account etc is changed

I have just aquired my husbands iphone 4 but when i send an email it still comes up with his name as the sender even though i have changed the hotmail id etc

I said that rather confusing.
He has a 25 dollar balance in credit due to a gift card we redeemed.
He purchased something in an app he got and it did not seem to deduct it from his
available credits.
basically i want to make sure the credits will be used before my card was ever charged for anything.
does the app store use available credits before resorting to the credit card on file?
thanks

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