Midland-advice/discrepancy

Hi,  I just pulled one of my annual reports, and I noticed that Midland was reporting my DOFD a month or so after what the OC had reported. What would you do in this situation to get it removed? I would love to clear my report of Midland. Recently, they had sent a letter offering a settlement but also stated that they could not sue me for it. If the DOFD is in 2009, how should I tackle this? Thanks!

aldex wrote:
Hi,  I just pulled one of my annual reports, and I noticed that Midland was reporting my DOFD a month or so after what the OC had reported. What would you do in this situation to get it removed? I would love to clear my report of Midland. Recently, they had sent a letter offering a settlement but also stated that they could not sue me for it. If the DOFD is in 2009, how should I tackle this? Thanks!You would have to get a PFD from Midland to have it completely removed. I would not dispute it as it wont remove it they would just update the DoFD and bring the status date current resulting in a Fico score drop if its not been updating monthly already. If it is updating monthly I would try a reduced amount PFD since its already past SOL. http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/td-p/2031275
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Example-Letter/td-p/4519

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    For that error, check out the article below for additional troubleshooting to get it sorted out. If it continues then you may need to contact Apple support. 
    Resolve iOS update and restore errors
    http://support.apple.com/en-us/TS3694
    Check for hardware issues
    Related errors: 1, 3, 10, 11, 12, 13, 14, 16, 20, 21, 23, 26, 27, 28, 29, 34, 35, 36, 37, 40, 1000, 1002, 1004, 1011, 1012, 1014, 1667, or 1669.
    These errors mean that your device or computer may have a hardware issue that's preventing the update or restore from completing.
    Check that your security software and settings aren't preventing your device from communicating with the Apple update server.
    Then try to restore your iOS device two more times while connected with a cable, computer, and network you know are good.
    Confirm that your security software and settings are allowing communication between your device and update servers.
    If you still see the error message when you update or restore, contact Apple support.
    Regards,
    -Norm G.  

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