My pad won't download app or music keep saying its waiting something to do with bank details but duno how to fix it

My I pad won't downloads music or apps keeps saying waiting something to do with bank details but duno how to fix it

It is really important that you convey the exact message that you are getting. I interpret your statement two different ways.
Are the downloads stalled or in the "waiting" state and you can see the waiting icons?
Or are you being told that there is a problem with your credit card details?

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