New iOS update freezes phone at terms and conditions screen

I am attempting to update the latest iOS and going through the steps it freezes at the Terms and Conditions screen. I can't go forward or back. It looks as though I can make the selections (agree/disagree) but when I click on it nothing happens. HELP!

Basic troubleshooting from the User's Guide is reset, restart, restore (first from backup then as new).  Try each of these in order until the issue is resolved.

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