Paying For What? Insurance, Assurance? Why?

I was thinking, why would I pay for insurance on my phone? I would still have to pay $125 deductible. And the Assurance that is offered is $99, but costs $50 everytime screen gets busted. Factory warranty would pretty much cover everything else. I can find a LCD and digitizer with all the tools and everything I need to fix it myself for Less than $100 all day. Just don't understand. And if you are technologically incapable, you can fin some online to do it cheap too.
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Those conditions sound like a terrible deal to me. You are right, in general a DIY screen replacement will be around or below $100 anyway. Only thing is that once the screen is busted your warranty will be gone as well. So it would maybe make sense once you crack the screen and you have done the replacement yourself.
Click on the blue Star Icon below if my advice has helped you or press the 'Accept As Solution' link if I solved your problem..

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