Updates for previously paid for apps that address stability issues, bug fixes, other improvements that a customer is entitled to

Why is the policy of Apple to prohibit customers from downloading FREE updates for previously paid for apps that address stability issues, bug fixes and other improvements that a customer is entitled to because the customer does not currently have a credit card on file that they can verify has an available balance??? I can understand it even for free apps or apps on sale or because most of those apps depend on in-app purchases but COME ON. Where is the ethics in that policy? Where is the consumer protection? Especially considering the ONLY marketplace to receive these third party products is through apple. INSANE.
Wasted another 3 or 4 hours today trying to find a solution. I am unable to provide alternative payment method and money is tight for next 2 weeks but this is temporary. It's not as if I will never be purchasing more apps and apple products in the future. I have been a loyal apple customer since the days when Power!ac 9500 retailed for $8,000.00. Another words for a very long time.
Anyone else find this to be a legitimate issue?

I am all for any instance where I am asked to verify my account or Apple ID. The issue is that I am being denied delivery of a beneficial update of a premium, already paid for app... Because I am (at the moment) maxxed out with my credit card I have associated with my Apple ID.
There are four different (full version) paid for apps that just all released major updates.  The third party developers offer the updates for free to customers who have purchased the full version of the app and the update includes stability improvements, iOS 7 comparability, bug fixes and expanded functionality.
These are not apps that, in total, cost over $100... And that I use every day.
Never had an issue with being required to verify my account or Apple ID.

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    456789     201005                             W               
    456789     201006                             N               
    456789     201007                             Y               
    456789     201008                             Y               
    456789     201009                             N               
    456789     201010     Processed                              Austin     Auto     ajkd3323
    456789     201011     Processed                              Austin     Auto     ajkd3324
    456789     201012     Processed                             Austin     Auto     ajkd3325
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    256712     201006                            N               
    256712     201007                            Y               
    256712     201008                            Y               
    256712     201009                            N               
    256712     201010                            Y               
    256712     201011     Processed                         Minnesota     Auto     erer334
    256712     201012     Processed                         Minnesota     Auto     erer335
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    256712     201008                          Y            Minnesota     Auto     erer335
    256712     201009                          N            Minnesota     Auto     erer336
    256712     201010                          Y            Minnesota     Auto     erer337
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    256712     201012     Processed                                 Minnesota   Auto                    erer335Thanks.
    Edited by: AJR on Mar 26, 2011 12:03 PM
    Edited by: AJR on Mar 26, 2011 12:03 PM

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