Why is the organiser in Family Sharing forced to pay for Adults' purchases?

Family sharing is an awesome tool, but marred by the inability to elect if adults in the group use the organiser's or their own payment methods.
Please fix this and allow us to select who we allow. They should also be able to choose!

That is exactly how Family Sharing works for children. They cannot purchase anything without an approval by the Organizer or an authorized Adult:
https://www.apple.com/icloud/family-sharing/
So, not sure how that leaves it open to abuse/misuse by children....
GB

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    http://support.apple.com/kb/ht5035
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    Last Modified: Nov 19, 2014
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    From: [email protected]
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