4s updating from ios 5 to 7 still possible?

Is it possible to update and iphone 4s 16gb from ios 5 to ios 7 instead of having to update to ios 8. I know apple stopped signing and authorizing ios 7 so you can no longer go back to ios 7 from ios 8 but is there a way to get from ios 5 to ios 7?? I'm afraid that if i update the phone to ios 8 it will have a hard time handling it.

Your service contract with your carrier is irrelevant to the warranty. It may be relevant to any coverage your carriers offers while under contract to them. But that is something you would have to discuss with them.
If you still have warranty or Apple care, (different to insurance)  then your iPhone is covered for any  manufacturing defect. Apple is obligated to replace the iPhone with an identical device. The fact they no longer make the 4s does not mean they don't have any in stock for replacements.   It will most likely not be new, but refurbished.
In the extreme case there is no humanly possible way to get a 4s of similar characteristics to yours, they may provide you with the next closest thing. Which may be an iPhone 4s of different specs.
In the case of your Insurance you would need to talk with your insurance company about the specifics of your insurance contract. What it covers and under what circumstances.
With all that said, its unlikely iOS 8 will cause any damaging issues that would actually require replacing the phone. Its more likely it will work perfectly fine.

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