Changing appleID payment to none without creating new user

Yeah, first time Mac user, and there's no place (that I could find) to change the payment info to none without creating a new user. Unfortunately the email I use is intergrated with work so I can't create another ID with another email address.
Could someone please assist me with this issue?

This user, mountaingoatgirl, explains how to get a None option in your account details in the iTunes app on a Mac or PC. -
https://discussions.apple.com/message/24907941

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