Date Assigned versus Date of Delinquency

My husband has a Time Warner bill from when he had roomates back in 2009....he didn't even know it still existed, and it went to collections and he paid it when he got a notice last year in April, 2014. His report shows "date assigned: April, 2014". The date of deliquency is like, July 2009. Under "negative factors" on his credit report it shows that his latest collection was that Time Warner Bill "1 year, 2 months ago." Is that right? Shouldn't it be from the date of delinquency, not "date assigned"??

It can only report for a max of 7.5 yrs from the OCs DoFD (sometime in 09 from what you have posted here). The CA reports the date they receive the collection and since he immediately paid it, it was updated to paid in full and Fico will score it from the date of last status, it is legal, if you want it gone you would need to send a GW letter to the creditor asking that the whole TL be removed. http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Stories/td-p/1573680

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Date Assigned versus Date of Delinquency

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