How to handle case like Housing loan to pay the fix amount and system can deduct the principle and interest automatically in Treasury

Dear Treasury Guru,
I have one scenario from my client like a Housing Loan that the system can generate the principle and interest paid flow type automatically depend on interest and contract condition, I've never faced this scenario before so I'm not sure that Treasury can support or not.
for example : Loan amount = 500,000 USD, Fix amount = 50,000 per month, Interest rate = X%
                          Payment amount               Principle           |        Interest
1st month =               50,000           --->         15,000                      35,000
2nd month =              50,000          ----->        17,000                      33,000                   
3rd month =               50,000         ------>        19,000                      31,000
Please suggest how to let the system generate the Principle and Interest flow type folllow the example above.
Thanks
Pongrapee K.

Hello Pongrapee,
I think apart from the interest condition, you need a condition for an annuity repayment with amount 50,000 - this will make sure the sum of interest and repayments are 50,000 for all periods.
If you leave the annuity amount blank, the system will calculate the annuity in a way that the sum of interest and repayments remain constant and all the nominal is repayed at the end of term.
But in both cases you will have to give the interest percentage in the interest condition.
Hope this helps!
Marie

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