I have a 50.00 itunes balance and I am unable to use it.  Why is it requesting credit card info when I try abd purchase music?

I have a 50.00 itunes balance and I am unable to use it.  Why is it requesting credit card info when I try to purchase music?  I've already redeemed my gift card onto my itunes account, so I no longer have a code. 

Because your credit card info is how itunes verifies your account.

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